American Council on Gift Annuities (ACGA) Rates

1983 ACGA Rates for a Single Life [Effective May 5, 1983 - June 30, 1992]

Age	Rate
35 and Under	6.0
36	6.1
37	6.1
38	6.1
39	6.2
40	6.2
41	6.2
42	6.3
43	6.3
44	6.3
45	6.4
46	6.4
47	6.5
48	6.5
49	6.5
50	6.5
51	6.6
52	6.6
53	6.6

Age	Rate
54	6.7
55	6.7
56	6.8
57	6.8
58	6.9
59	6.9
60	7.0
61	7.0
62	7.1
63	7.1
64	7.2
65	7.3
66	7.4
67	7.5
68	7.6
69	7.7
70	7.8
71	7.9
72	8.0

Age	Rate
73	8.2
74	8.3
75	8.5
76	8.7
77	8.9
78	9.1
79	9.4
80	9.6
81	9.9
82	10.2
83	10.6
84	10.9
85	11.4
86	11.8
87	12.3
88	12.8
89	13.4
90 and Over	14.0

1983 ACGA Rates for Two Lives - Joint and Survivor [Effective May 5, 1983 - June 30, 1992]

Younger Age	Older Age	Rate
35 and Under	All*	5.8
36	36+	5.9
37	37+	5.9
38	38+	5.9
39	39+	6.0
40	40+	6.0
41	41+	6.0
42	42+	6.1
43	43+	6.1
44	44+	6.1
45	45+	6.2
46	46+	6.2
47	47+	6.3
48	48+	6.3
49	49+	6.3
50	50+	6.3
51	51+	6.4
52	52+	6.4
53	53+	6.4
54	54 - 56	6.4
54	57+	6.5
55	55	6.4
55	56+	6.5
56	56 - 62	6.5
56	63+	6.6
57	57 - 61	6.5
57	62+	6.6
58	58 - 59	6.5
58	60 - 67	6.6
58	68+	6.7
59	59 - 65	6.6
59	66+	6.7
60	60 - 63	6.6
60	64 - 70	6.7
60	71+	6.8
61	61 - 62	6.6
61	63 - 68	6.7
61	69+	6.8
62	62 - 66	6.7
62	67 - 71	6.8
62	72+	6.9
63	63 - 65	6.7
63	66 - 69	6.8
63	70+	6.9
64	64	6.7
64	65 - 68	6.8
64	69 - 73	6.9
64	74+	7.0
65	65 - 67	6.8
65	68 - 71	6.9
65	72 - 75	7.0
65	76+	7.1
66	66 - 69	6.9
66	70 - 73	7.0
66	74 - 78	7.1
66	79+	7.2
67	67 - 68	6.9
67	69 - 71	7.0
67	72 - 75	7.1
67	76 - 80	7.2
67	81+	7.3
68	68 - 70	7.0
68	71 - 73	7.1
68	74 - 77	7.2
68	78 - 80	7.3
68	82+	7.4
69	69	7.0
69	70 - 72	7.1
69	73 - 75	7.2
69	76 - 78	7.3
69	79 - 82	7.4
69	83+	7.5
70	70 - 71	7.1
70	72 - 73	7.2
70	74 - 76	7.3
70	77 - 79	7.4
70	80 - 83	7.5
70	84+	7.6
71	71 - 72	7.2
71	73 - 75	7.3
71	76 - 77	7.4
71	78 - 80	7.5
71	81 - 84	7.6
71	85+	7.7
72	72 -73	7.3
72	74 - 76	7.4
72	77 - 78	7.5
72	79 - 81	7.6
72	82 - 84	7.7
72	85+	7.8
73	73 - 74	7.4

Younger Age	Older Age	Rate
73	75 - 76	7.5
73	77 - 79	7.6
73	80 - 81	7.7
73	82 - 84	7.8
73	85 - 87	7.9
73	88+	8.0
74	74 - 75	7.5
74	76 - 77	7.6
74	78 - 79	7.7
74	80 - 81	7.8
74	82 - 84	7.9
74	85 - 87	8.0
74	88+	8.1
75	75 - 76	7.6
75	77 - 78	7.7
75	79	7.8
75	80 - 81	7.9
75	82 - 84	8.0
75	85 - 86	8.1
75	87 - 89	8.2
75	90+	8.3
76	76	7.7
76	77 - 78	7.8
76	79 - 80	7.9
76	81	8.0
76	82 - 83	8.1
76	84 - 85	8.2
76	86 - 88	8.3
76	89 - 91	8.4
76	92+	8.5
77	77	7.8
77	78	7.9
77	79 - 80	8.0
77	81	8.1
77	82 - 83	8.2
77	84 - 85	8.3
77	86 - 87	8.4
77	88 - 90	8.5
77	91 - 93	8.6
77	94+	8.7
78	78 - 79	8.0
78	80	8.1
78	81	8.2
78	82 - 83	8.3
78	84	8.4
78	85 - 86	8.5
78	87 - 88	8.6
78	89 - 91	8.7
78	92 - 94	8.8
78	95+	8.9
79	79	8.1
79	80	8.2
79	81	8.3
79	82 - 83	8.4
79	84	8.5
79	85 - 86	8.6
79	87	8.7
79	88 - 89	8.8
79	90 - 91	8.9
79	92 - 94	9.0
79	95+	9.1
80	80	8.3
80	81	8.4
80	82	8.5
80	83 - 84	8.6
80	85	8.7
80	86	8.8
80	87 - 88	8.9
80	89 - 90	9.0
80	91	9.1
80	92 - 94	9.2
80	95+	9.3
81	81	8.5
81	82	8.6
81	83	8.7
81	84 - 85	8.8
81	86	8.9
81	87	9.0
81	88	9.1
81	89 - 90	9.2
81	91 - 92	9.3
81	93 - 94	9.4
81	95+	9.5
82	82	8.7
82	83	8.8
82	84	8.9
82	85	9.0
82	86	9.1
82	87	9.2
82	88 - 89	9.3
82	90	9.4
82	91	9.5

Younger Age	Older Age	Rate
82	92 - 93	9.6
82	94+	9.7
83	83	8.9
83	84	9.0
83	85	9.1
83	86	9.2
83	87	9.3
83	88	9.4
83	89	9.5
83	90	9.6
83	91	9.7
83	92 - 93	9.8
83	94	9.9
83	95+	10.0
84	84	9.1
84	85	9.3
84	86	9.4
84	87	9.5
84	88	9.6
84	89	9.7
84	90	9.8
84	91	9.9
84	92	10.0
84	93 - 94	10.1
84	95+	10.2
85	85	9.4
85	86	9.5
85	87	9.7
85	88	9.8
85	89	9.9
85	90	10.0
85	91	10.1
85	92	10.2
85	93	10.3
85	94	10.4
85	95+	10.5
86	86	9.7
86	87	9.8
86	88	10.0
86	89	10.1
86	90	10.2
86	91	10.3
86	92	10.4
86	93	10.6
86	94+	10.7
87	87	10.0
87	88	10.1
87	89	10.3
87	90	10.4
87	91	10.6
87	92	10.7
87	93	10.8
87	94	10.9
87	95+	11.0
88	88	10.3
88	89	10.5
88	90	10.6
88	91	10.8
88	92	10.9
88	93	11.1
88	94	11.2
88	95+	11.3
89	89	10.6
89	90	10.8
89	91	11.0
89	92	11.2
89	93	11.4
89	94	11.5
89	95+	11.7
90	90	11.1
90	91	11.3
90	92	11.5
90	93	11.7
90	94	11.8
90	95+	12.0
91	91	11.5
91	92	11.7
91	93	12.0
91	94	12.1
91	95+	12.3
92	92	12.0
92	93	12.2
92	94	12.4
92	95+	12.6
93	93	12.5
93	94	12.7
93	95+	12.9
94	94	13.0
94	95+	13.2
95 and Over	95+	13.5

1992 ACGA Rates for a Single Life [Effective July 1, 1992 - December 31, 1993]

Age	Rate
20 and Under	5.5
21	5.6
22	5.6
23	5.6
24	5.7
25	5.7
26	5.7
27	5.8
28	5.8
29	5.8
30	5.9
31	5.9
32	5.9
33	6.0
34	6.0
35	6.0
36	6.1
37	6.1
38	6.1
39	6.2
40	6.2
41	6.2
42	6.3
43	6.3

Age	Rate
44	6.3
45	6.4
46	6.4
47	6.5
48	6.5
49	6.5
50	6.5
51	6.6
52	6.6
53	6.6
54	6.7
55	6.7
56	6.8
57	6.8
58	6.9
59	6.9
60	7.0
61	7.0
62	7.1
63	7.1
64	7.2
65	7.3
66	7.4
67	7.5

Age	Rate
68	7.6
69	7.7
70	7.8
71	7.9
72	8.0
73	8.2
74	8.3
75	8.5
76	8.7
77	8.9
78	9.1
79	9.4
80	9.6
81	9.9
82	10.1
83	10.4
84	10.6
85	10.9
86	11.1
87	11.4
88	11.6
89	11.8
90 and Over	12.0

1992 ACGA Rates for Two Lives - Joint and Survivor [Effective July 1, 1992 - December 31, 1993]

Younger Age	Older Age	Rate
20 and Under	All*	5.3
21	21+	5.4
22	22+	5.4
23	23+	5.4
24	24+	5.5
25	25+	5.5
26	26+	5.5
27	27+	5.6
28	28+	5.6
29	29+	5.6
30	30+	5.7
31	31+	5.7
32	32+	5.7
33	33+	5.8
34	34+	5.8
35	35+	5.8
36	36+	5.9
37	37+	5.9
38	38+	5.9
39	39+	6.0
40	40+	6.0
41	41+	6.0
42	42+	6.1
43	43+	6.1
44	44+	6.1
45	45+	6.2
46	46+	6.2
47	47+	6.3
48	48+	6.3
49	49+	6.3
50	50+	6.3
51	51+	6.4
52	52+	6.4
53	53+	6.4
54	54 - 56	6.4
54	57+	6.5
55	55	6.4
55	56+	6.5
56	56 - 62	6.5
56	63+	6.6
57	57 - 61	6.5
57	62+	6.6
58	58 - 59	6.5
58	60 - 67	6.6
58	68+	6.7
59	59 - 65	6.6
59	66+	6.7
60	60 - 63	6.6
60	64 - 70	6.7
60	71+	6.8
61	61 - 62	6.6
61	63 - 68	6.7
61	69+	6.8
62	62 - 66	6.7
62	67 - 71	6.8
62	72+	6.9
63	63 - 65	6.7
63	66 - 69	6.8
63	70+	6.9
64	64	6.7
64	66 - 68	6.8
64	69 - 73	6.9
64	74+	7.0
65	65 - 67	6.8
65	68 - 71	6.9
65	72 - 75	7.0
65	76+	7.1
66	66 - 69	6.9
66	70 - 73	7.0
66	74 - 78	7.1
66	79+	7.2
67	67 - 68	6.9
67	69 - 71	7.0
67	72 - 75	7.1
67	76 - 80	7.2
67	81+	7.3
68	68 - 70	7.0
68	71 - 73	7.1
68	74 - 77	7.2
68	78 - 81	7.3
68	82+	7.4
69	69	7.0
69	70 - 72	7.1
69	73 - 75	7.2
69	76 - 78	7.3
69	79 - 82	7.4
69	83+	7.5
70	70 - 71	7.1
70	72 - 73	7.2
70	74 - 76	7.3
70	77 - 79	7.4
70	80 - 83	7.5
70	84+	7.6
71	71 - 72	7.2

Younger Age	Older Age	Rate
71	73 - 75	7.3
71	76 - 77	7.4
71	78 - 80	7.5
71	81 - 84	7.6
71	85+	7.7
72	72 - 73	7.3
72	74 - 76	7.4
72	77 - 78	7.5
72	79 - 81	7.6
72	82 - 84	7.7
72	85+	7.8
73	73 - 74	7.4
73	75 - 76	7.5
73	77 - 79	7.6
73	80 - 81	7.7
73	82 - 84	7.8
73	85 - 87	7.9
73	88+	8.0
74	74 - 75	7.5
74	76 - 77	7.6
74	78 - 79	7.7
74	80 - 81	7.8
74	82 - 84	7.9
74	85 - 87	8.0
74	88+	8.1
75	75 - 76	7.6
75	77 - 78	7.7
75	79	7.8
75	80 - 81	7.9
75	82 - 84	8.0
75	85 - 86	8.1
75	87 - 89	8.2
75	90+	8.3
76	76	7.7
76	77 - 78	7.8
76	79 - 80	7.9
76	81	8.0
76	82 - 83	8.1
76	84 - 85	8.2
76	86 - 88	8.3
76	89 - 91	8.4
76	92+	8.5
77	77	7.8
77	78	7.9
77	79 - 80	8.0
77	81	8.1
77	82 - 83	8.2
77	84 - 85	8.3
77	86 - 87	8.4
77	88 - 90	8.5
77	91 - 93	8.6
77	94+	8.7
78	78 - 79	8.0
78	80	8.1
78	81	8.2
78	82 - 83	8.3
78	84	8.4
78	85 - 86	8.5
78	87 - 88	8.6
78	89 - 91	8.7
78	92 - 94	8.8
78	95+	8.9
79	79	8.1
79	80	8.2
79	81	8.3
79	82 - 83	8.4
79	84	8.5
79	85 - 86	8.6
79	87	8.7
79	88 - 89	8.8
79	90 - 91	8.9
79	92 - 94	9.0
79	95+	9.1
80	80	8.3
80	81	8.4
80	82	8.5
80	83 - 84	8.6
80	85	8.7
80	86	8.8
80	87 - 88	8.9
80	89 - 90	9.0
80	91	9.1
80	92 - 94	9.2
80	95+	9.3
81	81	8.5
81	82	8.6
81	83	8.7
81	84 - 85	8.8
81	86	8.9
81	87	9.0
81	88	9.1
81	89 - 90	9.2
81	91 - 92	9.3
81	93 - 94	9.4
81	95+	9.5

Younger Age	Older Age	Rate
82	82	8.7
82	83	8.8
82	84	8.9
82	85	9.0
82	86	9.1
82	87	9.2
82	88 - 89	9.3
82	90	9.4
82	91	9.5
82	92 - 93	9.6
82	94+	9.7
83	83	8.9
83	84	9.0
83	85	9.1
83	86	9.2
83	87	9.3
83	88	9.4
83	89	9.5
83	90	9.6
83	91	9.7
83	92 - 93	9.8
83	94	9.9
83	95+	10.0
84	84	9.1
84	85	9.3
84	86	9.4
84	87	9.5
84	88	9.6
84	89	9.7
84	90	9.8
84	91	9.9
84	92	10.0
84	93 - 94	10.1
84	95+	10.2
85	85	9.4
85	86	9.5
85	87	9.7
85	88	9.8
85	89	9.9
85	90	10.0
85	91	10.1
85	92	10.2
85	93	10.3
85	94	10.4
85	95+	10.5
86	86	9.7
86	87	9.8
86	88	10.0
86	89	10.1
86	90	10.2
86	91	10.3
86	92	10.4
86	93	10.6
86	94+	10.7
87	87	10.0
87	88	10.1
87	89	10.3
87	90	10.4
87	91	10.6
87	92	10.7
87	93	10.8
87	94	10.9
87	95+	11.0
88	88	10.3
88	89	10.5
88	90	10.6
88	91	10.8
88	92	10.9
88	93	11.1
88	94	11.2
88	95+	11.3
89	89	10.6
89	90	10.8
89	91	11.0
89	92	11.2
89	93	11.4
89	94	11.5
89	95+	11.6
90	90	11.1
90	91	11.3
90	92	11.5
90	93	11.7
90	94+	11.8
91	91	11.3
91	92	11.5
91	93	11.7
91	94+	11.8
92	92	11.5
92	93	11.7
92	94+	11.8
93	93	11.7
93	94+	11.8
94	94+	11.8
95 and Over	95+	11.4

1994 ACGA Rates for a Single Life [Effective January 1, 1994 - February 28, 1997]

Age	Rate
20 and Under	4.7
21	4.8
22	4.8
23	4.8
24	4.9
25	4.9
26	4.9
27	5.0
28	5.0
29	5.0
30	5.1
31	5.1
32	5.1
33	5.2
34	5.2
35	5.2
36	5.3
37	5.3
38	5.3
39	5.4
40	5.4
41	5.4
42	5.5
43	5.5

Age	Rate
44	5.5
45	5.6
46	5.6
47	5.6
48	5.6
49	5.7
50	5.7
51	5.7
52	5.8
53	5.8
54	5.8
55	5.9
56	5.9
57	6.0
58	6.0
59	6.1
60	6.1
61	6.2
62	6.2
63	6.3
64	6.4
65	6.5
66	6.5
67	6.6

Age	Rate
68	6.7
69	6.8
70	6.9
71	7.1
72	7.2
73	7.3
74	7.5
75	7.7
76	7.9
77	8.1
78	8.3
79	8.5
80	8.8
81	9.1
82	9.4
83	9.6
84	9.8
85	10.0
86	10.2
87	10.4
88	10.6
89	10.8
90 and Over	11.0

1994 ACGA Rates for Two Lives - Joint and Survivor [Effective January 1, 1994 - February 28, 1997]

Younger Age	Older Age	Rate
20 and Under	All*	4.5
21	21+	4.6
22	22+	4.6
23	23+	4.6
24	24+	4.7
25	25+	4.7
26	26+	4.7
27	27+	4.8
28	28+	4.8
29	29+	4.8
30	30+	4.9
31	31+	4.9
32	32+	4.9
33	33+	5.0
34	34+	5.0
35	35+	5.0
36	36+	5.1
37	37+	5.1
38	38+	5.1
39	39+	5.2
40	40+	5.2
41	41+	5.2
42	42+	5.3
43	43+	5.3
44	44+	5.3
45	45+	5.4
46	46+	5.4
47	47+	5.4
48	48+	5.4
49	49+	5.5
50	50+	5.5
51	51+	5.5
52	52 - 54	5.5
52	55+	5.6
53	53	5.5
53	54+	5.6
54	54+	5.6
55	55 - 59	5.6
55	60+	5.7
56	56 -57	5.6
56	58+	5.7
57	57 - 63	5.7
57	64+	5.8
58	58 - 61	5.7
58	62+	5.8
59	59 - 60	5.7
59	61 - 67	5.8
59	68+	5.9
60	60 - 65	5.8
60	66+	5.9
61	61 - 64	5.8
61	65 - 69	5.9
61	70+	6.0
62	62	5.8
62	63 - 67	5.9
62	68+	6.0
63	63 - 66	5.9
63	67 - 71	6.0
63	72+	6.1
64	64 - 65	5.9
64	66 - 69	6.0
64	70 - 74	6.1
64	75+	6.2
65	65 - 67	6.0
65	68 - 72	6.1
65	73 - 76	6.2
65	77+	6.3
66	66	6.0
66	67 - 70	6.1
66	71 - 74	6.2
66	75+	6.3
67	67 - 69	6.1
67	70 - 72	6.2
67	73 - 76	6.3
67	77+	6.4
68	68	6.1
68	69 - 71	6.2
68	72 - 74	6.3
68	75 - 78	6.4
68	79+	6.5
69	69	6.2
69	70 - 72	6.3
69	73 - 75	6.4
69	76 - 79	6.5
69	80+	6.6
70	70 - 71	6.3
70	72 - 74	6.4
70	75 - 77	6.5
70	78 - 80	6.6
70	81+	6.7
71	71 - 72	6.4

Younger Age	Older Age	Rate
71	73 - 75	6.5
71	76 - 78	6.6
71	79 - 81	6.7
71	82 - 84	6.8
71	85+	6.9
72	72 - 74	6.5
72	75 - 76	6.6
72	77 - 78	6.7
72	79 - 81	6.8
72	82 - 85	6.9
72	86+	7.0
73	73 - 75	6.6
73	76 - 77	6.7
73	78 - 79	6.8
73	80 - 81	6.9
73	82 - 85	7.0
73	86+	7.1
74	74 - 75	6.7
74	76 - 77	6.8
74	78 - 79	6.9
74	80 - 82	7.0
74	83 - 84	7.1
74	85 - 88	7.2
74	89+	7.3
75	75 - 76	6.8
75	77 - 78	6.9
75	79 - 80	7.0
75	81 - 82	7.1
75	83 - 84	7.2
75	85 - 87	7.3
75	88 - 90	7.4
75	91+	7.5
76	76 - 77	6.9
76	78	7.0
76	79 - 80	7.1
76	81 - 82	7.2
76	83 - 84	7.3
76	85 - 86	7.4
76	87 - 89	7.5
76	90 - 92	7.6
76	93+	7.7
77	77	7.0
77	78	7.1
77	79 - 80	7.2
77	81 - 82	7.3
77	83	7.4
77	84 - 85	7.5
77	86 - 88	7.6
77	89 - 90	7.7
77	91 - 94	7.8
77	95+	7.9
78	78 - 79	7.2
78	80	7.3
78	81 - 82	7.4
78	83	7.5
78	84 - 85	7.6
78	86 - 87	7.7
78	88 - 89	7.8
78	90 - 91	7.9
78	92+	8.0
79	79	7.3
79	80	7.4
79	81	7.5
79	82 - 83	7.6
79	84	7.7
79	85 - 86	7.8
79	87 - 88	7.9
79	89 - 90	8.0
79	91 - 92	8.1
79	93+	8.2
80	80	7.5
80	81	7.6
80	82 - 83	7.7
80	84	7.8
80	85	7.9
80	86 - 87	8.0
80	88	8.1
80	89 - 90	8.2
80	91 - 92	8.3
80	93+	8.4
81	81	7.7
81	82	7.8
81	83 - 84	7.9
81	85	8.0
81	86	8.1
81	87	8.2
81	88 - 89	8.3
81	90 - 91	8.4
81	92	8.5
81	93 - 94	8.6
81	95+	8.7

Younger Age	Older Age	Rate
82	82	7.9
82	83	8.0
82	84	8.1
82	85	8.2
82	86	8.3
82	87 - 88	8.4
82	89	8.5
82	90	8.6
82	91 - 92	8.7
82	93 - 94	8.8
82	95+	8.9
83	83	8.1
83	84	8.2
83	85	8.3
83	86	8.4
83	87	8.5
83	88	8.6
83	89	8.7
83	90	8.8
83	91 - 92	8.9
83	93	9.0
83	94+	9.1
84	84	8.3
84	85	8.4
84	86	8.6
84	87	8.7
84	88	8.8
84	89	8.9
84	90	9.0
84	91	9.1
84	92 - 93	9.2
84	94	9.3
84	95+	9.4
85	85	8.6
85	86	8.7
85	87	8.8
85	88	9.0
85	89	9.1
85	90	9.2
85	91	9.3
85	92	9.4
85	93	9.5
85	94+	9.6
86	86	8.8
86	87	9.0
86	88	9.1
86	89	9.3
86	90	9.4
86	91	9.5
86	92	9.6
86	93	9.7
86	94	9.8
86	95+	9.9
87	87	9.1
87	88	9.3
87	89	9.4
87	90	9.6
87	91	9.7
87	92	9.8
87	93	10.0
87	94	10.1
87	95+	10.2
88	88	9.5
88	89	9.6
88	90	9.8
88	91	9.9
88	92	10.1
88	93	10.2
88	94	10.3
88	95+	10.4
89	89	9.8
89	90	10.0
89	91	10.1
89	92	10.3
89	93	10.5
89	94+	10.6
90	90	10.2
90	91	10.4
90	92	10.5
90	93	10.7
90	94+	10.8
91	91	10.4
91	92	10.5
91	93	10.7
91	94+	10.8
92	92	10.5
92	93	10.7
92	94+	10.8
93	93	10.7
93	94+	10.8
94 and Over	94+	10.8

1997 ACGA Rates for a Single Life [Effective March 1, 1997 - June 30, 1998]

Age	Rate
20 and Under	5.7
21	5.8
22	5.8
23	5.8
24	5.8
25	5.9
26	5.9
27	5.9
28	5.9
29	6.0
30	6.0
31	6.0
32	6.0
33	6.1
34	6.1
35	6.1
36	6.1
37	6.2
38	6.2
39	6.2
40	6.2
41	6.3
42	6.3
43	6.3

Age	Rate
44	6.3
45	6.4
46	6.4
47	6.4
48	6.5
49	6.5
50	6.5
51	6.6
52	6.6
53	6.6
54	6.7
55	6.7
56	6.7
57	6.8
58	6.8
59	6.9
60	6.9
61	7.0
62	7.0
63	7.1
64	7.2
65	7.2
66	7.3
67	7.4

Age	Rate
68	7.5
69	7.6
70	7.7
71	7.8
72	7.9
73	8.1
74	8.2
75	8.4
76	8.6
77	8.8
78	9.0
79	9.2
80	9.4
81	9.6
82	9.8
83	10.0
84	10.2
85	10.5
86	10.8
87	11.1
88	11.4
89	11.7
90 and Over	12.0

1997 ACGA Rates for Two Lives - Joint and Survivor [Effective March 1, 1997 - June 30, 1998]

Younger Age	Older Age	Rate
20 and Under	All*	5.5
21	21+	5.6
22	22+	5.6
23	23+	5.6
24	24+	5.6
25	25+	5.7
26	26+	5.7
27	27+	5.7
28	28+	5.7
29	29+	5.8
30	30+	5.8
31	31+	5.8
32	32+	5.8
33	33+	5.9
34	34+	5.9
35	35+	5.9
36	36+	5.9
37	37+	6.0
38	38+	6.0
39	39+	6.0
40	40+	6.0
41	41+	6.1
42	42+	6.1
43	43+	6.1
44	44+	6.1
45	45+	6.2
46	46+	6.2
47	47+	6.2
48	48+	6.3
49	49+	6.3
50	50+	6.3
51	51+	6.4
52	52+	6.4
53	53+	6.4
54	54 - 55	6.4
54	56+	6.5
55	55+	6.5
56	56+	6.5
57	57 - 61	6.5
57	62+	6.6
58	58 - 59	6.5
58	60+	6.6
59	59 - 65	6.6
59	66+	6.7
60	60 - 64	6.6
60	65+	6.7
61	61 - 63	6.6
61	64 - 69	6.7
61	70+	6.8
62	62 - 67	6.7
62	68+	6.8
63	63 - 66	6.7
63	67 - 71	6.8
63	72+	6.9
64	64	6.7
64	65 - 69	6.8
64	70 - 75	6.9
64	76+	7.0
65	65 - 68	6.8
65	69 - 72	6.9
65	73+	7.0
66	66 - 67	6.8
66	68 - 71	6.9
66	72 - 75	7.0
66	76+	7.1
67	67 - 69	6.9
67	70 - 73	7.0
67	74 - 77	7.1
67	78+	7.2
68	68	6.9
68	69 - 72	7.0
68	73 - 75	7.1
68	76 - 79	7.2
68	80+	7.3
69	69 - 70	7.0
69	71 - 73	7.1
69	74 - 77	7.2
69	78 - 81	7.3
69	82+	7.4
70	70 - 72	7.1
70	73 - 75	7.2
70	76 - 78	7.3
70	79 - 82	7.4
70	83+	7.5
71	71	7.1
71	72 - 74	7.2
71	75 - 76	7.3
71	77 - 79	7.4
71	80 - 83	7.5
71	84+	7.6
72	72	7.2

Younger Age	Older Age	Rate
72	73 - 75	7.3
72	76 - 77	7.4
72	78 - 80	7.5
72	81 - 83	7.6
72	84+	7.7
73	73 - 74	7.3
73	75 - 76	7.4
73	77 - 78	7.5
73	79 - 81	7.6
73	82 - 84	7.7
73	85 - 87	7.8
73	88+	7.9
74	74 - 75	7.4
74	76 - 77	7.5
74	78 - 79	7.6
74	80 - 81	7.7
74	82 - 84	7.8
74	85 - 87	7.9
74	88+	8.0
75	75	7.5
75	76 - 77	7.6
75	78 - 79	7.7
75	80 - 81	7.8
75	82 - 84	7.9
75	85 - 86	8.0
75	87 - 90	8.1
75	91+	8.2
76	76	7.6
76	77 - 78	7.7
76	79 - 80	7.8
76	81 - 82	7.9
76	83 - 84	8.0
76	85 - 86	8.1
76	87 - 89	8.2
76	90 - 92	8.3
76	93+	8.4
77	77	7.7
77	78	7.8
77	79 - 80	7.9
77	81 - 82	8.0
77	83	8.1
77	84 - 85	8.2
77	86 - 88	8.3
77	89 - 90	8.4
77	91 - 94	8.5
77	95+	8.6
78	78 - 79	7.9
78	80	8.0
78	81 - 82	8.1
78	83	8.2
78	84 - 85	8.3
78	86 - 87	8.4
78	88 - 89	8.5
78	90 - 92	8.6
78	93+	8.7
79	79	8.0
79	80	8.1
79	81 - 82	8.2
79	83	8.3
79	84 - 85	8.4
79	86	8.5
79	87 - 88	8.6
79	89 - 90	8.7
79	91 - 92	8.8
79	93+	8.9
80	80	8.2
80	81 - 82	8.3
80	83	8.4
80	84	8.5
80	85 - 86	8.6
80	87	8.7
80	88 - 89	8.8
80	90 - 91	8.9
80	92 - 93	9.0
80	94+	9.1
81	81 - 82	8.4
81	83	8.5
81	84	8.6
81	85	8.7
81	86	8.8
81	87 - 88	8.9
81	89	9.0
81	90 - 91	9.1
81	92 - 93	9.2
81	94+	9.3
82	82	8.5
82	83	8.6
82	84	8.7
82	85	8.8
82	86	8.9
82	87	9.0
82	88	9.1

Younger Age	Older Age	Rate
82	89 - 90	9.2
82	91	9.3
82	92 - 93	9.4
82	94+	9.5
83	83	8.7
83	84	8.9
83	85	9.0
83	86	9.1
83	87	9.2
83	88 - 89	9.3
83	90	9.4
83	91	9.5
83	92	9.6
83	93 - 94	9.7
83	95+	9.8
84	84	9.0
84	85	9.1
84	86	9.2
84	87	9.3
84	88	9.4
84	89	9.5
84	90	9.6
84	91	9.7
84	92	9.8
84	93 - 94	9.9
84	95+	10.0
85	85	9.2
85	86	9.3
85	87	9.5
85	88	9.6
85	89	9.7
85	90	9.8
85	91	9.9
85	92	10.0
85	93	10.1
85	94	10.2
85	95+	10.3
86	86	9.5
86	87	9.6
86	88	9.8
86	89	9.9
86	90	10.0
86	91	10.1
86	92	10.2
86	93	10.3
86	94	10.4
86	95+	10.5
87	87	9.8
87	88	9.9
87	89	10.1
87	90	10.2
87	91	10.3
87	92	10.5
87	93	10.6
87	94	10.7
87	95+	10.8
88	88	10.1
88	89	10.3
88	90	10.4
88	91	10.6
88	92	10.7
88	93	10.8
88	94	11.0
88	95+	11.1
89	89	10.4
89	90	10.6
89	91	10.8
89	92	10.9
89	93	11.1
89	94	11.2
89	95+	11.3
90	90	10.8
90	91	11.0
90	92	11.1
90	93	11.3
90	94	11.5
90	95+	11.6
91	91	11.0
91	92	11.1
91	93	11.3
91	94	11.5
91	95+	11.6
92	92	11.1
92	93	11.3
92	94	11.5
92	95+	11.6
93	93	11.3
93	94	11.5
93	95+	11.6
94	94	11.5
94	95+	11.6
95 and Over	95+	11.6

1998 ACGA Rates for a Single Life [Effective July 1, 1998 - June 30, 1999]

Age	Rate
20 and Under	5.5
21	5.6
22	5.6
23	5.6
24	5.6
25	5.7
26	5.7
27	5.7
28	5.7
29	5.8
30	5.8
31	5.8
32	5.8
33	5.9
34	5.9
35	5.9
36	5.9
37	6.0
38	6.0
39	6.0
40	6.0
41	6.1
42	6.1
43	6.1

Age	Rate
44	6.1
45	6.2
46	6.2
47	6.2
48	6.3
49	6.3
50	6.3
51	6.3
52	6.4
53	6.4
54	6.4
55	6.5
56	6.5
57	6.6
58	6.6
59	6.6
60	6.7
61	6.7
62	6.8
63	6.9
64	6.9
65	7.0
66	7.1
67	7.2

Age	Rate
68	7.3
69	7.4
70	7.5
71	7.6
72	7.7
73	7.8
74	8.0
75	8.2
76	8.3
77	8.5
78	8.7
79	9.0
80	9.2
81	9.4
82	9.6
83	9.9
84	10.2
85	10.5
86	10.8
87	11.1
88	11.4
89	11.7
90 and Over	12.0

1998 ACGA Rates for Two Lives - Joint and Survivor [Effective July 1, 1998 - June 30, 1999]

Younger Age	Older Age	Rate
20 and Under	All*	5.3
21	21+	5.4
22	22+	5.4
23	23+	5.4
24	24+	5.4
25	25+	5.5
26	26+	5.5
27	27+	5.5
28	28+	5.5
29	29+	5.6
30	30+	5.6
31	31+	5.6
32	32+	5.6
33	33+	5.7
34	34+	5.7
35	35+	5.7
36	36+	5.7
37	37+	5.8
38	38+	5.8
39	39+	5.8
40	40+	5.8
41	41+	5.9
42	42+	5.9
43	43+	5.9
44	44+	5.9
45	45+	6.0
46	46+	6.0
47	47+	6.0
48	48+	6.1
49	49+	6.1
50	50+	6.1
51	51+	6.1
52	52+	6.2
53	53+	6.2
54	54+	6.2
55	55 - 57	6.2
55	58+	6.3
56	56+	6.3
57	57 - 63	6.3
57	64+	6.4
58	58 - 61	6.3
58	62+	6.4
59	59 - 60	6.3
59	61+	6.4
60	60 - 65	6.4
60	66+	6.5
61	61 - 64	6.4
61	65+	6.5
62	62 - 63	6.4
62	64 - 68	6.5
62	69+	6.6
63	63 - 67	6.5
63	68 - 72	6.6
63	73+	6.7
64	64 - 65	6.5
64	66 - 70	6.6
64	71+	6.7
65	65 - 69	6.6
65	70 - 73	6.7
65	74+	6.8
66	66 - 67	6.6
66	68 - 71	6.7
66	72 - 76	6.8
66	77+	6.9
67	67 - 70	6.7
67	71 - 74	6.8
67	75 - 78	6.9
67	79+	7.0
68	68 - 69	6.7
68	70 - 72	6.8
68	73 - 76	6.9
68	77 - 80	7.0
68	81+	7.1
69	69 - 71	6.8
69	72 - 74	6.9
69	75 - 77	7.0
69	78 - 82	7.1
69	83+	7.2
70	70	6.8
70	71 - 72	6.9
70	73 - 75	7.0
70	76 - 79	7.1
70	80 - 83	7.2
70	84+	7.3
71	71	6.9
71	72 - 74	7.0
71	75 - 77	7.1
71	78 - 80	7.2
71	81 - 84	7.3
71	85+	7.4
72	72 - 73	7.0

Younger Age	Older Age	Rate
72	74 - 75	7.1
72	76 - 78	7.2
72	79 - 81	7.3
72	82 - 84	7.4
72	85+	7.5
73	73 - 74	7.1
73	75 - 76	7.2
73	77 - 79	7.3
73	80 - 81	7.4
73	82 - 84	7.5
73	85+	7.6
74	74 - 75	7.2
74	76 - 77	7.3
74	78 - 79	7.4
74	80 - 81	7.5
74	82 - 84	7.6
74	85 - 87	7.7
74	88+	7.8
75	75 - 76	7.3
75	77 - 78	7.4
75	79 - 80	7.5
75	81 - 82	7.6
75	83 - 84	7.7
75	85 - 87	7.8
75	88 - 90	7.9
75	91+	8.0
76	76	7.4
76	77 - 78	7.5
76	79 - 80	7.6
76	81 - 82	7.7
76	83 - 84	7.8
76	85 - 86	7.9
76	87 - 89	8.0
76	90+	8.1
77	77	7.5
77	78	7.6
77	79 - 80	7.7
77	81 - 82	7.8
77	83 - 84	7.9
77	85 - 86	8.0
77	87 - 88	8.1
77	89 - 91	8.2
77	92+	8.3
78	78 - 79	7.7
78	80	7.8
78	81 - 82	7.9
78	83	8.0
78	84 - 85	8.1
78	86 - 87	8.2
78	88 - 89	8.3
78	90 - 92	8.4
78	93+	8.5
79	79	7.8
79	80	7.9
79	81 - 82	8.0
79	83	8.1
79	84 - 85	8.2
79	86	8.3
79	87 - 88	8.4
79	89 - 90	8.5
79	91 - 93	8.6
79	94+	8.7
80	80 - 81	8.0
80	82	8.1
80	83	8.2
80	84	8.3
80	85 - 86	8.4
80	87	8.5
80	88 - 89	8.6
80	90 - 91	8.7
80	92 - 93	8.8
80	94+	8.9
81	81	8.1
81	82	8.2
81	83	8.3
81	84	8.4
81	85	8.5
81	86	8.6
81	87 - 88	8.7
81	89	8.8
81	90 - 91	8.9
81	92 - 93	9.0
81	94+	9.1
82	82	8.3
82	83	8.4
82	84	8.5
82	85	8.6
82	86	8.7
82	87	8.8
82	88	8.9
82	89 - 90	9.0
82	91	9.1

Younger Age	Older Age	Rate
82	92 - 93	9.2
82	94+	9.3
83	83	8.5
83	84	8.6
83	85	8.8
83	86	8.9
83	87 - 88	9.0
83	89	9.1
83	90	9.2
83	91	9.3
83	92 - 93	9.4
83	94	9.5
83	95+	9.6
84	84	8.8
84	85	8.9
84	86	9.0
84	87	9.1
84	88	9.2
84	89	9.3
84	90	9.4
84	91	9.5
84	92	9.6
84	93 - 94	9.7
84	95+	9.8
85	85	9.0
85	86	9.1
85	87	9.3
85	88	9.4
85	89	9.5
85	90	9.6
85	91	9.7
85	92	9.8
85	93	9.9
85	94	10.0
85	95+	10.1
86	86	9.3
86	87	9.4
86	88	9.5
86	89	9.7
86	90	9.8
86	91	9.9
86	92	10.0
86	93	10.1
86	94	10.2
86	95+	10.3
87	87	9.6
87	88	9.7
87	89	9.9
87	90	10.0
87	91	10.1
87	92	10.3
87	93	10.4
87	94	10.5
87	95+	10.6
88	88	9.9
88	89	10.0
88	90	10.2
88	91	10.3
88	92	10.5
88	93	10.6
88	94	10.7
88	95+	10.9
89	89	10.2
89	90	10.4
89	91	10.6
89	92	10.7
89	93	10.9
89	94	11.0
89	95+	11.1
90	90	10.6
90	91	10.8
90	92	10.9
90	93	11.1
90	94	11.3
90	95+	11.4
91	91	10.8
91	92	10.9
91	93	11.1
91	94	11.3
91	95+	11.4
92	92	10.9
92	93	11.1
92	94	11.3
92	95+	11.4
93	93	11.1
93	94	11.3
93	95+	11.4
94	94	11.3
94	95+	11.4
95 and Over	95+	11.4

1999 ACGA Rates for a Single Life [Effective July 1, 1999 - June 30, 2001]

Age	Rate
20 and Under	4.9
21	5.0
22	5.0
23	5.1
24	5.1
25	5.2
26	5.2
27	5.2
28	5.2
29	5.3
30	5.3
31	5.3
32	5.3
33	5.4
34	5.4
35	5.4
36	5.4
37	5.5
38	5.5
39	5.5
40	5.5
41	5.6
42	5.6
43	5.6

Age	Rate
44	5.6
45	5.7
46	5.7
47	5.7
48	5.8
49	5.8
50	5.8
51	5.9
52	5.9
53	6.0
54	6.0
55	6.1
56	6.2
57	6.3
58	6.4
59	6.5
60	6.6
61	6.7
62	6.8
63	6.9
64	6.9
65	7.0
66	7.1
67	7.2

Age	Rate
68	7.3
69	7.4
70	7.5
71	7.6
72	7.7
73	7.8
74	8.0
75	8.2
76	8.3
77	8.5
78	8.7
79	9.0
80	9.2
81	9.4
82	9.6
83	9.9
84	10.2
85	10.5
86	10.8
87	11.1
88	11.4
89	11.7
90 and Over	12.0

1999 ACGA Rates for Two Lives - Joint and Survivor [Effective July 1, 1999 - June 30, 2001]

Younger Age	Older Age	Rate
20 and Under	All*	4.7
21	21+	4.8
22	22+	4.8
23	23+	4.9
24	24+	4.9
25	25+	5.0
26	26+	5.0
27	27+	5.0
28	28+	5.0
29	29+	5.0
30	30+	5.0
31	31+	5.1
32	32+	5.1
33	33+	5.1
34	34+	5.1
35	35+	5.1
36	36+	5.2
37	37+	5.2
38	38+	5.2
39	39+	5.2
40	40+	5.3
41	41+	5.3
42	42+	5.3
43	43+	5.4
44	44+	5.4
45	45+	5.5
46	46+	5.5
47	47+	5.5
48	48+	5.6
49	49+	5.6
50	50+	5.6
51	51+	5.7
52	52+	5.7
53	53+	5.8
54	54+	5.8
55	55 - 57	5.8
55	58+	5.9
56	56+	6.0
57	57 - 63	6.0
57	64+	6.1
58	58 - 61	6.1
58	62+	6.2
59	59 - 60	6.2
59	61+	6.3
60	60 - 65	6.3
60	66+	6.4
61	61 - 64	6.4
61	65+	6.5
62	62 - 63	6.4
62	64 - 68	6.5
62	69+	6.6
63	63 - 67	6.5
63	68 - 72	6.6
63	73+	6.7
64	64 - 65	6.5
64	66 - 70	6.6
64	71+	6.7
65	65 - 69	6.6
65	70 - 73	6.7
65	74+	6.8
66	66 - 67	6.6
66	68 - 71	6.7
66	72 - 76	6.8
66	77+	6.9
67	67 - 70	6.7
67	71 - 74	6.8
67	75 - 78	6.9
67	79+	7.0
68	68 - 69	6.7
68	70 - 72	6.8
68	73 - 76	6.9
68	77 - 80	7.0
68	81+	7.1
69	69 - 71	6.8
69	72 - 74	6.9
69	75 - 77	7.0
69	78 - 82	7.1
69	83+	7.2
70	70	6.8
70	71 - 72	6.9
70	73 - 75	7.0
70	76 - 79	7.1
70	80 - 83	7.2
70	84+	7.3
71	71	6.9
71	72 - 74	7.0
71	75 - 77	7.1
71	78 - 80	7.2
71	81 - 84	7.3
71	85+	7.4
72	72 -73	7.0

Younger Age	Older Age	Rate
72	74 - 75	7.1
72	76 - 78	7.2
72	79 - 81	7.3
72	82 - 84	7.4
72	85+	7.5
73	73 - 74	7.1
73	75 - 76	7.2
73	77 - 79	7.3
73	80 - 81	7.4
73	82 - 84	7.5
73	85+	7.6
74	74 - 75	7.2
74	76 - 77	7.3
74	78 - 79	7.4
74	80 - 81	7.5
74	82 - 84	7.6
74	85 - 87	7.7
74	88+	7.8
75	75 - 76	7.3
75	77 - 78	7.4
75	79 - 80	7.5
75	81 - 82	7.6
75	83 - 84	7.7
75	85 - 87	7.8
75	88 - 90	7.9
75	91+	8.0
76	76	7.4
76	77 - 78	7.5
76	79 - 80	7.6
76	81 - 82	7.7
76	83 - 84	7.8
76	85 - 86	7.9
76	87 - 89	8.0
76	90+	8.1
77	77	7.5
77	78	7.6
77	79 - 80	7.7
77	81 - 82	7.8
77	83 - 84	7.9
77	85 - 86	8.0
77	87 - 88	8.1
77	89 - 91	8.2
77	92+	8.3
78	78 - 79	7.7
78	80	7.8
78	81 - 82	7.9
78	83	8.0
78	84 - 85	8.1
78	86 - 87	8.2
78	88 - 89	8.3
78	90 - 92	8.4
78	93+	8.5
79	79	7.8
79	80	7.9
79	81 - 82	8.0
79	83	8.1
79	84 - 85	8.2
79	86	8.3
79	87 - 88	8.4
79	89 - 90	8.5
79	91 - 93	8.6
79	94+	8.7
80	80 - 81	8.0
80	82	8.1
80	83	8.2
80	84	8.3
80	85 - 86	8.4
80	87	8.5
80	88 - 89	8.6
80	90 - 91	8.7
80	92 - 93	8.8
80	94+	8.9
81	81	8.1
81	82	8.2
81	83	8.3
81	84	8.4
81	85	8.5
81	86	8.6
81	87 - 88	8.7
81	89	8.8
81	90 - 91	8.9
81	92 - 93	9.0
81	94+	9.1
82	82	8.3
82	83	8.4
82	84	8.5
82	85	8.6
82	86	8.7
82	87	8.8
82	88	8.9
82	89 - 90	9.0
82	91	9.1

Younger Age	Older Age	Rate
82	92 - 93	9.2
82	94+	9.3
83	83	8.5
83	84	8.6
83	85	8.8
83	86	8.9
83	87 - 88	9.0
83	89	9.1
83	90	9.2
83	91	9.3
83	92 - 93	9.4
83	94	9.5
83	95+	9.6
84	84	8.8
84	85	8.9
84	86	9.0
84	87	9.1
84	88	9.2
84	89	9.3
84	90	9.4
84	91	9.5
84	92	9.6
84	93 - 94	9.7
84	95+	9.8
85	85	9.0
85	86	9.1
85	87	9.3
85	88	9.4
85	89	9.5
85	90	9.6
85	91	9.7
85	92	9.8
85	93	9.9
85	94	10.0
85	95+	10.1
86	86	9.3
86	87	9.4
86	88	9.5
86	89	9.7
86	90	9.8
86	91	9.9
86	92	10.0
86	93	10.1
86	94	10.2
86	95+	10.3
87	87	9.6
87	88	9.7
87	89	9.9
87	90	10.0
87	91	10.1
87	92	10.3
87	93	10.4
87	94	10.5
87	95+	10.6
88	88	9.9
88	89	10.0
88	90	10.2
88	91	10.3
88	92	10.5
88	93	10.6
88	94	10.7
88	95+	10.9
89	89	10.2
89	90	10.4
89	91	10.6
89	92	10.7
89	93	10.9
89	94	11.0
89	95+	11.1
90	90	10.6
90	91	10.8
90	92	10.9
90	93	11.1
90	94	11.3
90	95+	11.4
91	91	10.8
91	92	10.9
91	93	11.1
91	94	11.3
91	95+	11.4
92	92	10.9
92	93	11.1
92	94	11.3
92	95+	11.4
93	93	11.1
93	94	11.3
93	95+	11.4
94	94	11.3
94	95+	11.4
95 and Over	95+	11.4

2001 ACGA Rates for a Single Life [Effective July 1, 2001 - June 30, 2002]

Age	Rate
20 and Under	4.8
21	4.9
22	4.9
23	5.0
24	5.0
25	5.1
26	5.1
27	5.1
28	5.1
29	5.2
30	5.2
31	5.2
32	5.2
33	5.3
34	5.3
35	5.3
36	5.3
37	5.4
38	5.4
39	5.4
40	5.4
41	5.5
42	5.5
43	5.5

Age	Rate
44	5.5
45	5.6
46	5.6
47	5.6
48	5.7
49	5.7
50	5.7
51	5.8
52	5.8
53	5.9
54	5.9
55	6.0
56	6.1
57	6.2
58	6.3
59	6.4
60	6.4
61	6.5
62	6.6
63	6.6
64	6.7
65	6.7
66	6.8
67	6.9

Age	Rate
68	7.0
69	7.1
70	7.2
71	7.3
72	7.4
73	7.6
74	7.7
75	7.9
76	8.0
77	8.2
78	8.4
79	8.6
80	8.9
81	9.1
82	9.4
83	9.7
84	10.1
85	10.4
86	10.8
87	11.1
88	11.4
89	11.7
90 and Over	12.0

2001 ACGA Rates for Two Lives - Joint and Survivor [Effective July 1, 2001 - June 30, 2002]

Younger Age	Older Age	Rate
20 and Under	All*	4.6
21	21+	4.7
22	22+	4.7
23	23+	4.8
24	24+	4.8
25	25+	4.9
26	26+	4.9
27	27+	4.9
28	28+	4.9
29	29+	4.9
30	30+	4.9
31	31+	5.0
32	32+	5.0
33	33+	5.0
34	34+	5.0
35	35+	5.0
36	36+	5.1
37	37+	5.1
38	38+	5.1
39	39+	5.1
40	40+	5.2
41	41+	5.2
42	42+	5.2
43	43+	5.3
44	44+	5.3
45	45+	5.4
46	46+	5.4
47	47+	5.4
48	48+	5.5
49	49+	5.5
50	50+	5.5
51	51+	5.6
52	52+	5.6
53	53+	5.7
54	54+	5.7
55	55 - 57	5.7
55	58+	5.8
56	56+	5.9
57	57 - 63	5.9
57	64+	6.0
58	58 - 61	6.0
58	62+	6.1
59	59 - 62	6.1
59	63+	6.2
60	60 - 61	6.1
60	62+	6.2
61	61 - 66	6.2
61	67+	6.3
62	62 - 65	6.2
62	66 - 71	6.3
62	72+	6.4
63	63 - 64	6.2
63	65 - 69	6.3
63	70 +	6.4
64	64 - 67	6.3
64	68 - 73	6.4
64	74+	6.5
65	65 - 66	6.3
65	67 - 71	6.4
65	72+	6.5
66	66 - 69	6.4
66	70 - 73	6.5
66	74+	6.6
67	67 - 68	6.4
67	69 - 72	6.5
67	73 - 76	6.6
67	77 +	6.7
68	68 - 70	6.5
68	71 - 74	6.6
68	75 - 78	6.7
68	79+	6.8
69	69	6.5
69	70 - 72	6.6
69	73 - 76	6.7
69	77 - 80	6.8
69	81+	6.9
70	70 - 71	6.6
70	72 - 74	6.7
70	75 - 77	6.8
70	78 - 81	6.9
70	82+	7.0
71	71 - 73	6.7
71	74 - 76	6.8
71	77 - 79	6.9
71	80 - 82	7.0
71	83+	7.1
72	72	6.7
72	73 - 74	6.8
72	75 - 77	6.9

Younger Age	Older Age	Rate
72	78 - 80	7.0
72	81 - 83	7.1
72	84+	7.2
73	73	6.8
73	74 - 75	6.9
73	76 - 78	7.0
73	79 - 80	7.1
73	81 - 83	7.2
73	84 - 87	7.3
73	88+	7.4
74	74	6.9
74	75 - 76	7.0
74	77 - 78	7.1
74	79 - 81	7.2
74	82 - 83	7.3
74	84 - 87	7.4
74	88+	7.5
75	75	7.0
75	76 - 77	7.1
75	78 - 79	7.2
75	80 - 81	7.3
75	82 - 84	7.4
75	85 - 86	7.5
75	87 - 90	7.6
75	91+	7.7
76	76	7.1
76	77 - 78	7.2
76	79	7.3
76	80 - 81	7.4
76	82 - 84	7.5
76	85 - 86	7.6
76	87 - 89	7.7
76	90+	7.8
77	77 - 78	7.3
77	79 - 80	7.4
77	81 - 82	7.5
77	83	7.6
77	84 - 85	7.7
77	86 - 88	7.8
77	89 - 91	7.9
77	92+	8.0
78	78 - 79	7.4
78	80	7.5
78	81 - 82	7.6
78	83	7.7
78	84 - 85	7.8
78	86 - 87	7.9
78	88 - 89	8.0
78	90 - 92	8.1
78	93+	8.2
79	79	7.5
79	80	7.6
79	81 - 82	7.7
79	83	7.8
79	84 - 85	7.9
79	86	8.0
79	87 - 88	8.1
79	89 - 91	8.2
79	92 - 93	8.3
79	94+	8.4
80	80	7.7
80	81 - 82	7.8
80	83	7.9
80	84	8.0
80	85 - 86	8.1
80	87	8.2
80	88 - 89	8.3
80	90 - 91	8.4
80	92 - 94	8.5
80	95+	8.6
81	81	7.8
81	82	7.9
81	83	8.0
81	84	8.1
81	85	8.2
81	86 - 87	8.3
81	88	8.4
81	89 - 90	8.5
81	91 - 92	8.6
81	93 - 94	8.7
81	95+	8.8
82	82	8.0
82	83	8.1
82	84	8.2
82	85	8.3
82	86	8.4
82	87	8.5
82	88 - 89	8.6
82	90	8.7

Younger Age	Older Age	Rate
82	91 - 92	8.8
82	93 - 94	8.9
82	95+	9.0
83	83	8.2
83	84	8.3
83	85	8.4
83	86	8.5
83	87	8.6
83	88	8.7
83	89	8.8
83	90	8.9
83	91 - 92	9.0
83	93 - 94	9.1
83	95+	9.2
84	84	8.4
84	85	8.6
84	86	8.7
84	87	8.8
84	88	8.9
84	89	9.0
84	90 - 91	9.1
84	92	9.2
84	93	9.3
84	94+	9.4
85	85	8.7
85	86	8.8
85	87	8.9
85	88	9.0
85	89	9.1
85	90	9.2
85	91	9.3
85	92	9.4
85	93	9.5
85	94	9.6
85	95+	9.7
86	86	8.9
86	87	9.1
86	88	9.2
86	89	9.3
86	90	9.4
86	91	9.5
86	92	9.7
86	93 - 94	9.8
86	95+	9.9
87	87	9.2
87	88	9.4
87	89	9.5
87	90	9.6
87	91	9.8
87	92	9.9
87	93	10.0
87	94	10.1
87	95+	10.2
88	88	9.5
88	89	9.7
88	90	9.8
88	91	10.0
88	92	10.1
88	93	10.2
88	94	10.3
88	95+	10.5
89	89	9.8
89	90	10.0
89	91	10.2
89	92	10.3
89	93	10.5
89	94	10.6
89	95+	10.7
90	90	10.2
90	91	10.4
90	92	10.5
90	93	10.7
90	94	10.8
90	95+	11.0
91	91	10.5
91	92	10.6
91	93	10.8
91	94	10.9
91	95+	11.1
92	92	10.7
92	93	10.9
92	94	11.0
92	95+	11.2
93	93	11.0
93	94	11.1
93	95+	11.3
94	94	11.2
94	95+	11.4
95 and Over	95+	11.5

2002 ACGA Rates for a Single Life [Effective July 1, 2002 - December 31, 2002]

Age	Rate
20 and Under	4.8
21	4.8
22	4.8
23	4.9
24	4.9
25	4.9
26	4.9
27	5.0
28	5.0
29	5.0
30	5.0
31	5.1
32	5.1
33	5.1
34	5.2
35	5.2
36	5.3
37	5.3
38	5.3
39	5.4
40	5.4
41	5.5
42	5.5
43	5.5

Age	Rate
44	5.5
45	5.6
46	5.6
47	5.6
48	5.7
49	5.7
50	5.7
51	5.8
52	5.8
53	5.9
54	5.9
55	6.0
56	6.1
57	6.2
58	6.3
59	6.4
60	6.4
61	6.5
62	6.6
63	6.6
64	6.7
65	6.7
66	6.8
67	6.9

Age	Rate
68	7.0
69	7.1
70	7.2
71	7.3
72	7.4
73	7.6
74	7.7
75	7.9
76	8.0
77	8.2
78	8.4
79	8.6
80	8.9
81	9.1
82	9.4
83	9.7
84	10.1
85	10.4
86	10.8
87	11.1
88	11.4
89	11.7
90 and Over	12.0

2002 ACGA Rates for Two Lives - Joint and Survivor [Effective July 1, 2002 - December 31, 2002]

Younger Age	Older Age	Rate
20 and Under	All*	4.6
21	21+	4.6
22	22+	4.6
23	23+	4.6
24	24+	4.6
25	25+	4.7
26	26+	4.7
27	27+	4.7
28	28+	4.7
29	29+	4.7
30	30+	4.7
31	31+	4.8
32	32+	4.8
33	33+	4.8
34	34+	4.8
35	35+	4.8
36	36+	4.9
37	37+	4.9
38	38+	4.9
39	39+	5.0
40	40+	5.0
41	41+	5.0
42	42+	5.1
43	43+	5.1
44	44+	5.1
45	45+	5.2
46	46+	5.2
47	47+	5.3
48	48+	5.3
49	49+	5.4
50	50+	5.4
51	51+	5.5
52	52+	5.6
53	53+	5.6
54	54+	5.7
55	55 - 57	5.7
55	58+	5.7
56	56+	5.8
57	57 - 63	5.9
57	64+	6.0
58	58 - 61	6.0
58	62+	6.1
59	59 - 62	6.1
59	63+	6.2
60	60 - 61	6.1
60	62+	6.2
61	61 - 66	6.2
61	67+	6.3
62	62 - 65	6.2
62	66 - 71	6.3
62	72+	6.4
63	63 - 64	6.2
63	65 - 69	6.3
63	70 +	6.4
64	64 - 67	6.3
64	68 - 73	6.4
64	74+	6.5
65	65 - 66	6.3
65	67 - 71	6.4
65	72+	6.5
66	66 - 69	6.4
66	70 - 73	6.5
66	74+	6.6
67	67 - 68	6.4
67	69 - 72	6.5
67	73 - 76	6.6
67	77 +	6.7
68	68 - 70	6.5
68	71 - 74	6.6
68	75 - 78	6.7
68	79+	6.8
69	69	6.5
69	70 - 72	6.6
69	73 - 76	6.7
69	77 - 80	6.8
69	81+	6.9
70	70 - 71	6.6
70	72 - 74	6.7
70	75 - 77	6.8
70	78 - 81	6.9
70	82+	7.0
71	71 - 73	6.7
71	74 - 76	6.8
71	77 - 79	6.9
71	80 - 82	7.0
71	83+	7.1
72	72	6.7
72	73 - 74	6.8
72	75 - 77	6.9

Younger Age	Older Age	Rate
72	78 - 80	7.0
72	81 - 83	7.1
72	84+	7.2
73	73	6.8
73	74 - 75	6.9
73	76 - 78	7.0
73	79 - 80	7.1
73	81 - 83	7.2
73	84 - 87	7.3
73	88+	7.4
74	74	6.9
74	75 - 76	7.0
74	77 - 78	7.1
74	79 - 81	7.2
74	82 - 83	7.3
74	84 - 87	7.4
74	88+	7.5
75	75	7.0
75	76 - 77	7.1
75	78 - 79	7.2
75	80 - 81	7.3
75	82 - 84	7.4
75	85 - 86	7.5
75	87 - 90	7.6
75	91+	7.7
76	76	7.1
76	77 - 78	7.2
76	79	7.3
76	80 - 81	7.4
76	82 - 84	7.5
76	85 - 86	7.6
76	87 - 89	7.7
76	90+	7.8
77	77 - 78	7.3
77	79 - 80	7.4
77	81 - 82	7.5
77	83	7.6
77	84 - 85	7.7
77	86 - 88	7.8
77	89 - 91	7.9
77	92+	8.0
78	78 - 79	7.4
78	80	7.5
78	81 - 82	7.6
78	83	7.7
78	84 - 85	7.8
78	86 - 87	7.9
78	88 - 89	8.0
78	90 - 92	8.1
78	93+	8.2
79	79	7.5
79	80	7.6
79	81 - 82	7.7
79	83	7.8
79	84 - 85	7.9
79	86	8.0
79	87 - 88	8.1
79	89 - 91	8.2
79	92 - 93	8.3
79	94+	8.4
80	80	7.7
80	81 - 82	7.8
80	83	7.9
80	84	8.0
80	85 - 86	8.1
80	87	8.2
80	88 - 89	8.3
80	90 - 91	8.4
80	92 - 94	8.5
80	95+	8.6
81	81	7.8
81	82	7.9
81	83	8.0
81	84	8.1
81	85	8.2
81	86 - 87	8.3
81	88	8.4
81	89 - 90	8.5
81	91 - 92	8.6
81	93 - 94	8.7
81	95+	8.8
82	82	8.0
82	83	8.1
82	84	8.2
82	85	8.3
82	86	8.4
82	87	8.5
82	88 - 89	8.6
82	90	8.7

Younger Age	Older Age	Rate
82	91 - 92	8.8
82	93 - 94	8.9
82	95+	9.0
83	83	8.2
83	84	8.3
83	85	8.4
83	86	8.5
83	87	8.6
83	88	8.7
83	89	8.8
83	90	8.9
83	91 - 92	9.0
83	93 - 94	9.1
83	95+	9.2
84	84	8.4
84	85	8.6
84	86	8.7
84	87	8.8
84	88	8.9
84	89	9.0
84	90 - 91	9.1
84	92	9.2
84	93	9.3
84	94+	9.4
85	85	8.7
85	86	8.8
85	87	8.9
85	88	9.0
85	89	9.1
85	90	9.2
85	91	9.3
85	92	9.4
85	93	9.5
85	94	9.6
85	95+	9.7
86	86	8.9
86	87	9.1
86	88	9.2
86	89	9.3
86	90	9.4
86	91	9.5
86	92	9.7
86	93 - 94	9.8
86	95+	9.9
87	87	9.2
87	88	9.4
87	89	9.5
87	90	9.6
87	91	9.8
87	92	9.9
87	93	10.0
87	94	10.1
87	95+	10.2
88	88	9.5
88	89	9.7
88	90	9.8
88	91	10.0
88	92	10.1
88	93	10.2
88	94	10.3
88	95+	10.5
89	89	9.8
89	90	10.0
89	91	10.2
89	92	10.3
89	93	10.5
89	94	10.6
89	95+	10.7
90	90	10.2
90	91	10.4
90	92	10.5
90	93	10.7
90	94	10.8
90	95+	11.0
91	91	10.5
91	92	10.6
91	93	10.8
91	94	10.9
91	95+	11.1
92	92	10.7
92	93	10.9
92	94	11.0
92	95+	11.2
93	93	11.0
93	94	11.1
93	95+	11.3
94	94	11.2
94	95+	11.4
95 and Over	95+	11.5

January 2003 ACGA Rates for a Single Life [Effective January 1, 2003 - June 30, 2003]

Age	Rate
1 and Under	3.7
2	3.8
3	3.8
4	3.8
5	3.8
6	3.9
7	3.9
8	3.9
9	3.9
10	3.9
11	3.9
12	3.9
13	4.0
14	4.0
15	4.0
16	4.0
17	4.0
18	4.0
19	4.0
20	4.0
21	4.1
22	4.1
23	4.1
24	4.1
25	4.1
26	4.2
27	4.2
28	4.2
29	4.3
30	4.3

Age	Rate
31	4.3
32	4.4
33	4.4
34	4.4
35	4.5
36	4.5
37	4.6
38	4.6
39	4.7
40	4.7
41	4.8
42	4.8
43	4.9
44	5.0
45	5.0
46	5.1
47	5.2
48	5.3
49	5.4
50	5.5
51	5.5
52	5.6
53	5.7
54	5.7
55	5.8
56	5.8
57	5.8
58	5.9
59	5.9
60	6.0

Age	Rate
61	6.0
62	6.1
63	6.1
64	6.2
65	6.3
66	6.3
67	6.4
68	6.5
69	6.6
70	6.7
71	6.8
72	6.9
73	7.0
74	7.2
75	7.3
76	7.5
77	7.6
78	7.8
79	8.0
80	8.3
81	8.5
82	8.8
83	9.1
84	9.4
85	9.7
86	10.1
87	10.4
88	10.8
89	11.2
90 and Over	11.5

January 2003 ACGA Rates for Two Lives - Joint and Survivor [Effective January 1, 2003 - June 30, 2003]

Younger Age	Older Age	Rate
1 and Under	All*	3.6
2	2+	3.6
3	3+	3.6
4	4+	3.6
5	5+	3.6
6	6+	3.7
7	7+	3.7
8	8+	3.7
9	9+	3.7
10	10+	3.7
11	11+	3.7
12	12+	3.7
13	13+	3.8
14	14+	3.8
15	15+	3.8
16	16+	3.8
17	17+	3.8
18	18+	3.8
19	19+	3.8
20	20+	3.8
21	21+	3.8
22	22+	3.8
23	23+	3.9
24	24+	3.9
25	25+	3.9
26	26+	3.9
27	27+	3.9
28	28+	3.9
29	29+	4.0
30	30+	4.0
31	31+	4.0
32	32+	4.0
33	33+	4.1
34	34+	4.1
35	35+	4.1
36	36+	4.1
37	37+	4.2
38	38+	4.2
39	39+	4.2
40	40+	4.3
41	41+	4.3
42	42+	4.3
43	43+	4.4
44	44+	4.4
45	45+	4.5
46	46+	4.5
47	47+	4.6
48	48+	4.6
49	49+	4.7
50	50+	4.7
51	51+	4.8
52	52+	4.9
53	53+	4.9
54	54	5.0
54	55+	5.1
55	55+	5.2
56	56 - 57	5.2
56	58+	5.3
57	57 - 58	5.3
57	59+	5.4
58	58 - 59	5.4
58	60+	5.5
59	59 - 60	5.5
59	61+	5.6
60	60 - 65	5.6
60	66+	5.7
61	61 - 64	5.7
61	65+	5.8
62	62 - 63	5.7
62	64 - 69	5.8
62	70+	5.9
63	63 - 67	5.8
63	68 +	5.9
64	64 - 66	5.8
64	67 - 71	5.9
64	72+	6.0
65	65	5.8
65	66 - 69	5.9
65	70 - 74	6.0
65	75+	6.1
66	66 - 68	5.9
66	69 - 72	6.0
66	73+	6.1
67	67	5.9
67	68 - 71	6.0
67	72 - 75	6.1
67	76+	6.2
68	68 - 69	6.0
68	70 - 73	6.1
68	74 - 77	6.2
68	78+	6.3
69	69 - 72	6.1

Younger Age	Older Age	Rate
69	73 - 75	6.2
69	76 - 79	6.3
69	80+	6.4
70	70	6.1
70	71 - 74	6.2
70	75 - 77	6.3
70	78 - 81	6.4
70	82+	6.5
71	71 - 72	6.2
71	73 - 75	6.3
71	76 - 78	6.4
71	79 - 82	6.5
71	83+	6.6
72	72 - 74	6.3
72	75 - 77	6.4
72	78 - 80	6.5
72	81 - 83	6.6
72	84+	6.7
73	73	6.3
73	74 - 75	6.4
73	76 - 78	6.5
73	79 - 80	6.6
73	81 - 84	6.7
73	85+	6.8
74	74	6.4
74	75 - 76	6.5
74	77 - 79	6.6
74	80 - 81	6.7
74	82 - 84	6.8
74	85 - 88	6.9
74	89+	7.0
75	75	6.5
75	76 - 77	6.6
75	78 - 79	6.7
75	80 - 82	6.8
75	83 - 84	6.9
75	85 - 87	7.0
75	88+	7.1
76	76	6.6
76	77 - 78	6.7
76	79 - 80	6.8
76	81 - 82	6.9
76	83 - 84	7.0
76	85 - 87	7.1
76	88 - 90	7.2
76	91+	7.3
77	77	6.7
77	78	6.8
77	79 - 80	6.9
77	81 - 82	7.0
77	83 - 84	7.1
77	85 - 86	7.2
77	87 - 89	7.3
77	90+	7.4
78	78 - 79	6.9
78	80 - 81	7.0
78	82	7.1
78	83 - 84	7.2
78	85 - 86	7.3
78	87 - 88	7.4
78	89 - 91	7.5
78	92+	7.6
79	79	7.0
79	80 - 81	7.1
79	82	7.2
79	83 - 84	7.3
79	85 - 86	7.4
79	87 - 88	7.5
79	89 - 90	7.6
79	91 - 93	7.7
79	94+	7.8
80	80	7.1
80	81	7.2
80	82	7.3
80	83 - 84	7.4
80	85	7.5
80	86 - 87	7.6
80	88 - 89	7.7
80	90 - 91	7.8
80	92 - 94	7.9
80	95+	8.0
81	81	7.3
81	82	7.4
81	83 - 84	7.5
81	85	7.6
81	86	7.7
81	87 - 88	7.8
81	89 - 90	7.9
81	91 - 92	8.0
81	93 - 94	8.1
81	95+	8.2
82	82	7.5
82	83 - 84	7.6

Younger Age	Older Age	Rate
82	85	7.7
82	86	7.8
82	87	7.9
82	88 - 89	8.0
82	90	8.1
82	91 - 92	8.2
82	93 - 94	8.3
82	95+	8.4
83	83	7.7
83	84 - 85	7.8
83	86	7.9
83	87	8.0
83	88	8.1
83	89	8.2
83	90 - 91	8.3
83	92	8.4
83	93 - 94	8.5
83	95+	8.6
84	84	7.9
84	85	8.0
84	86	8.1
84	87	8.2
84	88	8.3
84	89 - 90	8.4
84	91	8.5
84	92	8.6
84	93 - 94	8.7
84	95+	8.8
85	85	8.1
85	86	8.2
85	87	8.3
85	88	8.4
85	89	8.5
85	90	8.6
85	91	8.7
85	92	8.8
85	93	8.9
85	94+	9.0
86	86	8.3
86	87	8.4
86	88	8.6
86	89	8.7
86	90	8.8
86	91	8.9
86	92	9.0
86	93	9.1
86	94	9.2
86	95+	9.3
87	87	8.6
87	88	8.7
87	89	8.8
87	90	9.0
87	91	9.1
87	92	9.2
87	93	9.3
87	94	9.4
87	95+	9.5
88	88	8.9
88	89	9.0
88	90	9.1
88	91	9.3
88	92	9.4
88	93	9.5
88	94	9.6
88	95+	9.8
89	89	9.2
89	90	9.3
89	91	9.5
89	92	9.6
89	93	9.8
89	94	9.9
89	95+	10.0
90	90	9.5
90	91	9.7
90	92	9.8
90	93	10.0
90	94	10.1
90	95+	10.3
91	91	9.8
91	92	10.0
91	93	10.2
91	94	10.4
91	95+	10.5
92	92	10.2
92	93	10.4
92	94	10.6
92	95+	10.8
93	93	10.6
93	94	10.8
93	95+	11.0
94	94	11.0
94	95+	11.3
95 and Over	95+	11.3

July 2003 ACGA Rates for a Single Life [Effective July 1, 2003 - June 30, 2008]

Age	Rate
1 and Under	3.7
2	3.8
3	3.8
4	3.8
5	3.8
6	3.9
7	3.9
8	3.9
9	3.9
10	3.9
11	3.9
12	3.9
13	4.0
14	4.0
15	4.0
16	4.0
17	4.0
18	4.0
19	4.0
20	4.0
21	4.1
22	4.1
23	4.1
24	4.1
25	4.1
26	4.2
27	4.2
28	4.2
29	4.3
30	4.3

Age	Rate
31	4.3
32	4.4
33	4.4
34	4.4
35	4.5
36	4.5
37	4.6
38	4.6
39	4.7
40	4.7
41	4.8
42	4.8
43	4.9
44	5.0
45	5.0
46	5.1
47	5.2
48	5.2
49	5.3
50	5.3
51	5.4
52	5.4
53	5.5
54	5.5
55	5.5
56	5.6
57	5.6
58	5.7
59	5.7
60	5.7

Age	Rate
61	5.8
62	5.9
63	5.9
64	6.0
65	6.0
66	6.1
67	6.2
68	6.3
69	6.4
70	6.5
71	6.6
72	6.7
73	6.8
74	6.9
75	7.1
76	7.2
77	7.4
78	7.6
79	7.8
80	8.0
81	8.3
82	8.5
83	8.8
84	9.2
85	9.5
86	9.9
87	10.2
88	10.6
89	11.0
90 and Over	11.3

July 2003 ACGA Rates for Two Lives - Joint and Survivor [Effective July 1, 2003 - June 30, 2008]

Younger Age	Older Age	Rate
1 and Under	All*	3.5
2	2+	3.6
3	3+	3.6
4	4+	3.6
5	5+	3.6
6	6+	3.7
7	7+	3.7
8	8+	3.7
9	9+	3.7
10	10+	3.7
11	11+	3.7
12	12+	3.7
13	13+	3.8
14	14+	3.8
15	15+	3.8
16	16+	3.8
17	17+	3.8
18	18+	3.8
19	19+	3.8
20	20+	3.8
21	21+	3.8
22	22+	3.8
23	23+	3.9
24	24+	3.9
25	25+	3.9
26	26+	3.9
27	27+	3.9
28	28+	3.9
29	29+	4.0
30	30+	4.0
31	31+	4.0
32	32+	4.0
33	33+	4.1
34	34+	4.1
35	35+	4.1
36	36+	4.1
37	37+	4.2
38	38+	4.2
39	39+	4.2
40	40+	4.3
41	41+	4.3
42	42+	4.3
43	43+	4.4
44	44+	4.4
45	45+	4.5
46	46+	4.5
47	47+	4.6
48	48+	4.6
49	49+	4.7
50	50+	4.7
51	51+	4.8
52	52+	4.9
53	53+	4.9
54	54+	5.0
55	55+	5.0
56	56-57	5.1
56	58+	5.2
57	57-58	5.2
57	59+	5.3
58	58-63	5.3
58	64+	5.4
59	59-61	5.4
59	62+	5.5
60	60	5.4
60	61+	5.5
61	61-65	5.5
61	66+	5.6
62	62-64	5.5
62	65-70	5.6
62	71+	5.7
63	63	5.5
63	64-68	5.6
63	69+	5.7
64	64-66	5.6
64	67-72	5.7
64	73+	5.8
65	65	5.6
65	66-70	5.7
65	71+	5.8
66	66-68	5.7
66	69-73	5.8
66	74+	5.9
67	67	5.7
67	68-71	5.8
67	72-76	5.9
67	77+	6.0
68	68-70	5.8
68	71-74	5.9
68	75-78	6.0
68	79+	6.1
69	69	5.8
69	70-72	5.9
69	73-76	6.0

Younger Age	Older Age	Rate
69	77-80	6.1
69	81+	6.2
70	70-71	5.9
70	72-74	6.0
70	75-77	6.1
70	78-82	6.2
70	83+	6.3
71	71-73	6.0
71	74-76	6.1
71	77-79	6.2
71	80-83	6.3
71	84+	6.4
72	72	6.0
72	73-74	6.1
72	75-77	6.2
72	78-80	6.3
72	81-84	6.4
72	85+	6.5
73	73	6.1
73	74-75	6.2
73	76-78	6.3
73	79-81	6.4
73	82-84	6.5
73	85+	6.6
74	74	6.2
74	75-76	6.3
74	77-79	6.4
74	80-81	6.5
74	82-84	6.6
74	85+	6.7
75	75	6.3
75	76-77	6.4
75	78-79	6.5
75	80-82	6.6
75	83-85	6.7
75	86-88	6.8
75	89+	6.9
76	76	6.4
76	77-78	6.5
76	79-80	6.6
76	81-82	6.7
76	83-84	6.8
76	85-87	6.9
76	88+	7.0
77	77	6.5
77	78-79	6.6
77	80	6.7
77	81-82	6.8
77	83-84	6.9
77	85-87	7.0
77	88-90	7.1
77	91+	7.2
78	78-79	6.7
78	80-81	6.8
78	82	6.9
78	83-84	7.0
78	85-86	7.1
78	87-89	7.2
78	90-92	7.3
78	93+	7.4
79	79	6.8
79	80-81	6.9
79	82	7.0
79	83-84	7.1
79	85-86	7.2
79	87-88	7.3
79	89-90	7.4
79	91-93	7.5
79	94+	7.6
80	80	6.9
80	81	7.0
80	82	7.1
80	83-84	7.2
80	85	7.3
80	86-87	7.4
80	88-89	7.5
80	90-91	7.6
80	92-94	7.7
80	95+	7.8
81	81	7.1
81	82-83	7.2
81	84	7.3
81	85	7.4
81	86-87	7.5
81	88	7.6
81	89-90	7.7
81	91-92	7.8
81	93-94	7.9
81	95+	8.0
82	82-83	7.3
82	84	7.4
82	85	7.5
82	86	7.6

Younger Age	Older Age	Rate
82	87	7.7
82	88-89	7.8
82	90	7.9
82	91-92	8.0
82	93-94	8.1
82	95+	8.2
83	83	7.4
83	84	7.5
83	85	7.6
83	86	7.7
83	87	7.8
83	88	7.9
83	89	8.0
83	90-91	8.1
83	92	8.2
83	93-94	8.3
83	95+	8.4
84	84	7.6
84	85	7.8
84	86	7.9
84	87	8.0
84	88-89	8.1
84	90	8.2
84	91	8.3
84	92	8.4
84	93-94	8.5
84	95+	8.6
85	85	7.9
85	86	8.0
85	87	8.1
85	88	8.2
85	89	8.3
85	90	8.4
85	91	8.5
85	92	8.6
85	93-94	8.7
85	95+	8.8
86	86	8.1
86	87	8.2
86	88	8.4
86	89	8.5
86	90	8.6
86	91	8.7
86	92	8.8
86	93	8.9
86	94	9.0
86	95+	9.1
87	87	8.4
87	88	8.5
87	89	8.6
87	90	8.8
87	91	8.9
87	92	9.0
87	93	9.1
87	94	9.2
87	95+	9.3
88	88	8.7
88	89	8.8
88	90	8.9
88	91	9.1
88	92	9.2
88	93	9.3
88	94	9.4
88	95+	9.5
89	89	9.0
89	90	9.1
89	91	9.3
89	92	9.4
89	93	9.5
89	94	9.7
89	95+	9.8
90	90	9.3
90	91	9.5
90	92	9.6
90	93	9.8
90	94	9.9
90	95+	10.1
91	91	9.6
91	92	9.8
91	93	10.0
91	94	10.1
91	95+	10.3
92	92	10.0
92	93	10.2
92	94	10.4
92	95+	10.6
93	93	10.4
93	94	10.6
93	95+	10.8
94	94	10.8
94	95+	11.0
95 and Over	95+	11.1

ACGA Rates for a Single Life [Effective July 1, 2008 - January 31, 2009]

Age	Rate
1 and Under	3.3
2	3.3
3	3.3
4	3.3
5	3.3
6	3.4
7	3.4
8	3.4
9	3.4
10	3.4
11	3.4
12	3.5
13	3.5
14	3.5
15	3.5
16	3.5
17	3.5
18	3.6
19	3.6
20	3.6
21	3.6
22	3.7
23	3.7
24	3.7
25	3.7
26	3.8
27	3.8
28	3.8
29	3.9
30	3.9

Age	Rate
31	3.9
32	4.0
33	4.0
34	4.0
35	4.1
36	4.1
37	4.2
38	4.2
39	4.3
40	4.3
41	4.4
42	4.5
43	4.5
44	4.6
45	4.7
46	4.7
47	4.8
48	4.9
49	5.0
50	5.1
51	5.2
52	5.2
53	5.2
54	5.2
55	5.3
56	5.3
57	5.4
58	5.4
59	5.4
60	5.5

Age	Rate
61	5.5
62	5.6
63	5.6
64	5.7
65	5.7
66	5.8
67	5.9
68	6.0
69	6.0
70	6.1
71	6.2
72	6.3
73	6.5
74	6.6
75	6.7
76	6.9
77	7.0
78	7.2
79	7.4
80	7.6
81	7.8
82	8.0
83	8.3
84	8.6
85	8.9
86	9.2
87	9.5
88	9.8
89	10.1
90 and Over	10.5

ACGA Rates for Two Lives - Joint and Survivor [Effective July 1, 2008 - January 31, 2009]

Younger Age	Older Age	Rate
1 and Under	All*	3.2
2	2+	3.2
3	2+	3.2
4	2+	3.2
5	2+	3.2
6	2+	3.2
7	2+	3.2
8	2+	3.2
9	9+	3.3
10	9+	3.3
11	9+	3.3
12	9+	3.3
13	9+	3.3
14	9+	3.3
15	9+	3.3
16	9+	3.3
17	9+	3.3
18	18+	3.4
19	18+	3.4
20	18+	3.4
21	18+	3.4
22	18+	3.4
23	18+	3.4
24	24+	3.5
25	25+	3.5
26	26+	3.5
27	27+	3.5
28	28+	3.5
29	29+	3.6
30	30+	3.6
31	31+	3.6
32	32+	3.6
33	33+	3.7
34	34+	3.7
35	35+	3.7
36	36+	3.7
37	37+	3.8
38	38+	3.8
39	39+	3.8
40	40+	3.9
41	41+	3.9
42	42+	4.0
43	43+	4.0
44	44+	4.1
45	45+	4.1
46	46+	4.1
47	47+	4.2
48	48+	4.3
49	49+	4.3
50	50+	4.4
51	51+	4.4
52	52+	4.5
53	53+	4.6
54	54+	4.7
55	55+	4.7
56	56+	4.8
57	57-58	4.9
57	59-60	5.0
57	61-62	5.1
57	63+	5.2
58	58	5.0
58	59-60	5.1
58	61+	5.2
59	59	5.1
59	60+	5.2
60	60-64	5.2
60	65+	5.3
61	61-62	5.2
61	63+	5.3
62	62-67	5.3
62	68+	5.4
63	63-66	5.3
63	67+	5.4
64	64-65	5.3
64	66-70	5.4
64	71+	5.5
65	65-68	5.4
65	69+	5.5
66	66-67	5.4
66	68-72	5.5
66	73+	5.6
67	67-70	5.5
67	71-75	5.6
67	76+	5.7
68	68-69	5.5
68	70-73	5.6
68	74-78	5.7
68	79+	5.8

Younger Age	Older Age	Rate
69	69-72	5.6
69	73-75	5.7
69	76+	5.8
70	70	5.6
70	71-74	5.7
70	75-78	5.8
70	79+	5.9
71	71-72	5.7
71	73-76	5.8
71	77-79	5.9
71	80+	6.0
72	72-74	5.8
72	75-77	5.9
72	78-81	6.0
72	82+	6.1
73	73	5.8
73	74-76	5.9
73	77-78	6.0
73	79-82	6.1
73	83-86	6.2
73	87+	6.3
74	74	5.9
74	75-77	6.0
74	78-80	6.1
74	81-82	6.2
74	83-86	6.3
74	87+	6.4
75	75-76	6.0
75	77-78	6.1
75	79-80	6.2
75	81-83	6.3
75	84-86	6.4
75	87+	6.5
76	76-77	6.1
76	78-79	6.2
76	80-81	6.3
76	82-83	6.4
76	84-86	6.5
76	87-90	6.6
76	91+	6.7
77	77	6.2
77	78-79	6.3
77	80-81	6.4
77	82-84	6.5
77	85-86	6.6
77	87-89	6.7
77	90+	6.8
78	78	6.3
78	79-80	6.4
78	81-82	6.5
78	83-84	6.6
78	85-86	6.7
78	87-88	6.8
78	89-92	6.9
78	93+	7.0
79	79	6.4
79	80	6.5
79	81-82	6.6
79	83-84	6.7
79	85-86	6.8
79	87-88	6.9
79	89-90	7.0
79	91-94	7.1
79	95+	7.2
80	80-81	6.6
80	82	6.7
80	83-84	6.8
80	85-86	6.9
80	87	7.0
80	88-89	7.1
80	90-92	7.2
80	93+	7.3
81	81	6.7
81	82	6.8
81	83-84	6.9
81	85	7.0
81	86-87	7.1
81	88-89	7.2
81	90-91	7.3
81	92-93	7.4
81	94+	7.5
82	82-83	6.9
82	84	7.0
82	85	7.1
82	86-87	7.2
82	88	7.3
82	89-90	7.4
82	91	7.5
82	92-94	7.6
82	95+	7.7

Younger Age	Older Age	Rate
83	83	7.0
83	84	7.1
83	85	7.2
83	86	7.3
83	87-88	7.4
83	89	7.5
83	90	7.6
83	91-92	7.7
83	93-94	7.8
83	95+	7.9
84	84	7.2
84	85	7.3
84	86	7.4
84	87	7.5
84	88	7.6
84	89-90	7.7
84	91	7.8
84	92	7.9
84	93-94	8.0
84	95+	8.1
85	85	7.4
85	86	7.5
85	87	7.6
85	88	7.7
85	89	7.8
85	90	7.9
85	91	8.0
85	92	8.1
85	93-94	8.2
85	95+	8.3
86	86	7.6
86	87	7.8
86	88	7.9
86	89	8.0
86	90	8.1
86	91	8.2
86	92-93	8.3
86	94	8.4
86	95+	8.5
87	87	7.9
87	88	8.0
87	89	8.1
87	90	8.2
87	91	8.3
87	92	8.4
87	93	8.5
87	94	8.6
87	95+	8.7
88	88	8.1
88	89	8.3
88	90	8.4
88	91	8.5
88	92	8.6
88	93	8.8
88	94	8.9
88	95+	9.0
89	89	8.4
89	90	8.6
89	91	8.7
89	92	8.8
89	93	9.0
89	94	9.1
89	95+	9.2
90	90	8.7
90	91	8.9
90	92	9.0
90	93	9.2
90	94	9.3
90	95+	9.4
91	91	9.0
91	92	9.2
91	93	9.4
91	94	9.5
91	95+	9.7
92	92	9.4
92	93	9.6
92	94	9.7
92	95+	9.9
93	93	9.8
93	94	10.0
93	95+	10.1
94	94+	10.2
95 and Over	95+	10.3

ACGA Rates for a Single Life [Effective February 1, 2009 - June 30, 2010]

Age	Rate
1 and Under	2.6
2	2.6
3	2.6
4	2.6
5	2.6
6	2.7
7	2.7
8	2.7
9	2.7
10	2.7
11	2.7
12	2.7
13	2.8
14	2.8
15	2.8
16	2.8
17	2.9
18	2.9
19	2.9
20	2.9
21	3.0
22	3.0
23	3.0
24	3.0
25	3.1
26	3.1
27	3.1
28	3.2
29	3.2
30	3.2

Age	Rate
31	3.3
32	3.3
33	3.4
34	3.4
35	3.4
36	3.5
37	3.5
38	3.6
39	3.6
40	3.7
41	3.7
42	3.8
43	3.9
44	4.0
45	4.0
46	4.1
47	4.2
48	4.3
49	4.4
50	4.4
51	4.5
52	4.6
53	4.7
54	4.8
55	4.8
56	4.9
57	4.9
58	4.9
59	5.0
60	5.0

Age	Rate
61	5.1
62	5.1
63	5.2
64	5.2
65	5.3
66	5.4
67	5.4
68	5.5
69	5.6
70	5.7
71	5.8
72	5.9
73	6.0
74	6.1
75	6.3
76	6.4
77	6.6
78	6.7
79	6.9
80	7.1
81	7.3
82	7.5
83	7.7
84	7.9
85	8.1
86	8.3
87	8.6
88	8.9
89	9.2
90 and Over	9.5

ACGA Rates for Two Lives - Joint and Survivor [Effective February 1, 2009 - June 30, 2010]

Younger Age	Older Age	Rate
1 and Under	All*	2.5
2	2+	2.5
3	3+	2.5
4	4+	2.5
5	5+	2.5
6	6-14	2.5
6	15+	2.6
7	7-13	2.5
7	14+	2.6
8	8-11	2.5
8	12+	2.6
9	9-10	2.5
9	11+	2.6
10	10+	2.6
11	11+	2.6
12	12+	2.6
13	13-21	2.6
13	22+	2.7
14	14-19	2.6
14	20+	2.7
15	15-18	2.6
15	19+	2.7
16	16-17	2.6
16	18+	2.7
17	17-30	2.7
17	31+	2.8
18	18-28	2.7
18	29+	2.8
19	19-26	2.7
19	27+	2.8
20	20-24	2.7
20	25+	2.8
21	21-23	2.7
21	24-36	2.8
21	37+	2.9
22	22-22	2.7
22	23-34	2.8
22	35+	2.9
23	23-32	2.8
23	33+	2.9
24	24-30	2.8
24	31+	2.9
25	25-29	2.8
25	30-40	2.9
25	41+	3.0
26	26-27	2.8
26	28-38	2.9
26	39+	3.0
27	27-36	2.9
27	37+	3.0
28	28-34	2.9
28	35-45	3.0
28	46+	3.1
29	29-32	2.9
29	33-42	3.0
29	43+	3.1
30	30-31	2.9
30	32-40	3.0
30	41+	3.1
31	31-38	3.0
31	39+	3.1
32	32-36	3.0
32	37+	3.1
33	33-35	3.0
33	36-43	3.1
33	44+	3.2
34	34	3.0
34	35-39	3.1
34	40+	3.2
35	35-39	3.1
35	40+	3.2
36	36-38	3.1
36	39-45	3.2
36	46+	3.3
37	37	3.1
37	38-43	3.2
37	44+	3.3
38	38-41	3.2
38	42-48	3.3
38	49+	3.4
39	39-40	3.2
39	41-46	3.3
39	47+	3.4
40	40-44	3.3
40	45-50	3.4
40	51+	3.5
41	41-43	3.3
41	44-48	3.4
41	49+	3.5
42	42-42	3.3
42	43-47	3.4
42	48-52	3.5
42	53+	3.6
43	43-45	3.4
43	46-50	3.5
43	51-56	3.6
43	57+	3.7
44	44	3.4
44	45-48	3.5
44	49-53	3.6
44	54-59	3.7
44	60+	3.8
45	45-47	3.5
45	48-51	3.6
45	52-56	3.7
45	57+	3.8
46	46	3.5
46	47-50	3.6
46	51-54	3.7
46	55-59	3.8
46	60+	3.9
47	47-49	3.6
47	50-52	3.7
47	53-57	3.8
47	58-62	3.9
47	63+	4.0
48	48-51	3.7
48	52-55	3.8
48	56-59	3.9
48	60-64	4.0
48	65+	4.1
49	49-50	3.7
49	51-53	3.8

Younger Age	Older Age	Rate
49	54-57	3.9
49	58-61	4.0
49	62-66	4.1
49	67+	4.2
50	50-52	3.8
50	53-55	3.9
50	56-59	4.0
50	60-63	4.1
50	64+	4.2
51	51	3.8
51	52-54	3.9
51	55-57	4.0
51	58-60	4.1
51	61-64	4.2
51	65+	4.3
52	52	3.9
52	53-55	4.0
52	56-58	4.1
52	59-62	4.2
52	63-66	4.3
52	67+	4.4
53	53-54	4.0
53	55-57	4.1
53	58-60	4.2
53	61-63	4.3
53	64-67	4.4
53	68+	4.5
54	54-56	4.1
54	57-58	4.2
54	59-61	4.3
54	62-64	4.4
54	65-68	4.5
54	69+	4.6
55	55	4.1
55	56-57	4.2
55	58-59	4.3
55	60-62	4.4
55	63-65	4.5
55	66+	4.6
56	56	4.2
56	57-58	4.3
56	59-60	4.4
56	61-63	4.5
56	64-66	4.6
56	67+	4.7
57	57	4.3
57	58-59	4.4
57	60-61	4.5
57	62-64	4.6
57	65+	4.7
58	58	4.4
58	59-60	4.5
58	61-62	4.6
58	63+	4.7
59	59	4.5
59	60-61	4.6
59	62-63	4.7
59	64+	4.8
60	60	4.6
60	61-62	4.7
60	63+	4.8
61	61-65	4.8
61	66+	4.9
62	62-63	4.8
62	64+	4.9
63	63-68	4.9
63	69+	5.0
64	64-66	4.9
64	67+	5.0
65	65	4.9
65	66-70	5.0
65	71+	5.1
66	66-69	5.0
66	70-74	5.1
66	75+	5.2
67	67	5.0
67	68-72	5.1
67	73+	5.2
68	68-70	5.1
68	71-74	5.2
68	75+	5.3
69	69	5.1
69	70-73	5.2
69	74-77	5.3
69	78+	5.4
70	70-71	5.2
70	72-75	5.3
70	76-79	5.4
70	80+	5.5
71	71-73	5.3
71	74-77	5.4
71	78-81	5.5
71	82+	5.6
72	72	5.3
72	73-75	5.4
72	76-78	5.5
72	79-82	5.6
72	83+	5.7
73	73-74	5.4
73	75-76	5.5
73	77-79	5.6
73	80-83	5.7
73	84+	5.8
74	74-75	5.5
74	76-78	5.6
74	79-80	5.7
74	81-84	5.8
74	85+	5.9
75	75-76	5.6
75	77-79	5.7
75	80-81	5.8
75	82-84	5.9
75	85-88	6.0
75	89+	6.1
76	76-77	5.7
76	78-79	5.8
76	80-82	5.9
76	83-84	6.0
76	85-87	6.1
76	88+	6.2
77	77-78	5.8
77	79-80	5.9

Younger Age	Older Age	Rate
77	81-82	6.0
77	83-84	6.1
77	85-87	6.2
77	88-91	6.3
77	92+	6.4
78	78-79	5.9
78	80-81	6.0
78	82	6.1
78	83-85	6.2
78	86-87	6.3
78	88-90	6.4
78	91+	6.5
79	79	6.0
79	80-81	6.1
79	82-83	6.2
79	84-85	6.3
79	86-87	6.4
79	88-89	6.5
79	90-92	6.6
79	93+	6.7
80	80	6.1
80	81	6.2
80	82-83	6.3
80	84	6.4
80	85-86	6.5
80	87-88	6.6
80	89-90	6.7
80	91-93	6.8
80	94+	6.9
81	81-82	6.3
81	83	6.4
81	84	6.5
81	85-86	6.6
81	87-88	6.7
81	89	6.8
81	90-92	6.9
81	93-94	7.0
81	95+	7.1
82	82	6.4
82	83	6.5
82	84	6.6
82	85-86	6.7
82	87	6.8
82	88-89	6.9
82	90	7.0
82	91-92	7.1
82	93+	7.2
83	83	6.6
83	84	6.7
83	85-86	6.8
83	87	6.9
83	88	7.0
83	89-90	7.1
83	91	7.2
83	92-93	7.3
83	94+	7.4
84	84	6.8
84	85	6.9
84	86	7.0
84	87-88	7.1
84	89	7.2
84	90	7.3
84	91-92	7.4
84	93	7.5
84	94+	7.6
85	85	7.0
85	86	7.1
85	87	7.2
85	88	7.3
85	89	7.4
85	90-91	7.5
85	92	7.6
85	93	7.7
85	94+	7.8
86	86	7.2
86	87	7.3
86	88	7.4
86	89	7.5
86	90	7.6
86	91	7.7
86	92	7.8
86	93	7.9
86	94+	8.0
87	87	7.4
87	88	7.6
87	89	7.7
87	90	7.8
87	91	7.9
87	92	8.0
87	93	8.1
87	94	8.2
87	95+	8.3
88	88	7.7
88	89	7.8
88	90	7.9
88	91	8.1
88	92	8.2
88	93	8.3
88	94	8.4
88	95+	8.5
89	89	8.0
89	90	8.1
89	91	8.2
89	92	8.4
89	93	8.5
89	94	8.6
89	95+	8.7
90	90	8.3
90	91	8.4
90	92	8.6
90	93	8.7
90	94	8.8
90	95+	9.0
91	91	8.6
91	92	8.7
91	93	8.9
91	94	9.1
91	95+	9.2
92	92	8.9
92	93	9.1
92	94+	9.3
93+	93+	9.3

ACGA Rates for a Single Life [Effective July 1, 2010 - June 30, 2011]

Age	Rate
1 and Under	3.1
2	3.1
3	3.1
4	3.1
5	3.1
6	3.2
7	3.2
8	3.2
9	3.2
10	3.2
11	3.2
12	3.3
13	3.3
14	3.3
15	3.3
16	3.3
17	3.4
18	3.4
19	3.4
20	3.4
21	3.5
22	3.5
23	3.5
24	3.5
25	3.5
26	3.6
27	3.6
28	3.6
29	3.6
30	3.7

Age	Rate
31	3.7
32	3.8
33	3.8
34	3.9
35	3.9
36	3.9
37	4.0
38	4.0
39	4.1
40	4.1
41	4.2
42	4.3
43	4.3
44	4.4
45	4.4
46	4.5
47	4.6
48	4.7
49	4.7
50	4.8
51	4.9
52	4.9
53	4.9
54	5.0
55	5.0
56	5.0
57	5.1
58	5.1
59	5.2
60	5.2

Age	Rate
61	5.2
62	5.3
63	5.3
64	5.4
65	5.5
66	5.5
67	5.6
68	5.7
69	5.8
70	5.8
71	5.9
72	6.0
73	6.1
74	6.3
75	6.4
76	6.5
77	6.7
78	6.8
79	7.0
80	7.2
81	7.4
82	7.5
83	7.7
84	7.9
85	8.1
86	8.3
87	8.6
88	8.9
89	9.2
90 and Over	9.5

ACGA Rates for Two Lives - Joint and Survivor [Effective July 1, 2010 - June 30, 2011]

Younger Age	Older Age	Rate
0-4	All*	3.0
5-14	5+	3.1
15-21	15+	3.2
22-26	22+	3.3
27-31	27+	3.4
32-34	32+	3.5
35-38	35+	3.6
39-40	39+	3.7
41-43	41+	3.8
44-45	44+	3.9
46-47	46+	4.0
48-49	48+	4.1
50	50+	4.2
51-52	51+	4.3
53	53+	4.4
54	54+	4.5
55-56	55+	4.6
57	57+	4.7
58	58+	4.8
59	59+	4.9
60	60-61	4.9
60	62+	5.0
61	61+	5.0
62	62-65	5.0
62	66+	5.1
63	63-64	5.0
63	65+	5.1
64	64-68	5.1
64	69+	5.2
65	65-67	5.1
65	68+	5.2
66	66	5.1
66	67-70	5.2
66	71+	5.3
67	67-69	5.2
67	70-73	5.3
67	74+	5.4
68	68	5.2
68	69-72	5.3
68	73+	5.4
69	69-70	5.3
69	71-74	5.4
69	75+	5.5
70	70-73	5.4
70	74-77	5.5
70	78+	5.6
71	71-72	5.4
71	73-75	5.5
71	76-78	5.6
71	79+	5.7
72	72-73	5.5
72	74-77	5.6
72	78-80	5.7
72	81+	5.8
73	73-75	5.6
73	76-78	5.7
73	79-81	5.8
73	82+	5.9
74	74	5.6
74	75-76	5.7
74	77-79	5.8
74	80-82	5.9
74	83+	6.0
75	75	5.7
75	76-78	5.8
75	79-80	5.9

Younger Age	Older Age	Rate
75	81-83	6.0
75	84+	6.1
76	76	5.8
76	77-79	5.9
76	80-81	6.0
76	82-83	6.1
76	84-86	6.2
76	87+	6.3
77	77	5.9
77	78-79	6.0
77	80-81	6.1
77	82-84	6.2
77	85-86	6.3
77	87+	6.4
78	78	6.0
78	79-80	6.1
78	81-82	6.2
78	83-84	6.3
78	85-86	6.4
78	87-89	6.5
78	90+	6.6
79	79	6.1
79	80	6.2
79	81-82	6.3
79	83-84	6.4
79	85-86	6.5
79	87-88	6.6
79	89-91	6.7
79	92+	6.8
80	80-81	6.3
80	82	6.4
80	83-84	6.5
80	85-86	6.6
80	87-88	6.7
80	89-90	6.8
80	91-93	6.9
80	94+	7.0
81	81	6.4
81	82-83	6.5
81	84	6.6
81	85-86	6.7
81	87	6.8
81	88-89	6.9
81	90-92	7.0
81	93-94	7.1
81	95+	7.2
82	82	6.5
82	83	6.6
82	84	6.7
82	85-86	6.8
82	87	6.9
82	88-89	7.0
82	90	7.1
82	91-93	7.2
82	94+	7.3
83	83	6.7
83	84	6.8
83	85	6.9
83	86-87	7.0
83	88	7.1
83	89-90	7.2
83	91	7.3
83	92-93	7.4
83	94+	7.5
84	84	6.9
84	85	7.0

Younger Age	Older Age	Rate
84	86	7.1
84	87-88	7.2
84	89	7.3
84	90	7.4
84	91-92	7.5
84	93-94	7.6
84	95+	7.7
85	85	7.1
85	86	7.2
85	87	7.3
85	88	7.4
85	89-90	7.5
85	91	7.6
85	92	7.7
85	93-94	7.8
85	95+	7.9
86	86	7.3
86	87	7.4
86	88	7.5
86	89	7.6
86	90	7.7
86	91	7.8
86	92	7.9
86	93-94	8.0
86	95+	8.1
87	87	7.5
87	88	7.6
87	89	7.7
87	90	7.9
87	91	8.0
87	92-93	8.1
87	94	8.2
87	95+	8.3
88	88	7.8
88	89	7.9
88	90	8.0
88	91	8.1
88	92	8.2
88	93	8.3
88	94	8.4
88	95+	8.5
89	89	8.0
89	90	8.2
89	91	8.3
89	92	8.4
89	93	8.5
89	94	8.7
89	95+	8.8
90	90	8.3
90	91	8.5
90	92	8.6
90	93	8.7
90	94	8.9
90	95+	9.0
91	91	8.6
91	92	8.8
91	93	8.9
91	94	9.1
91	95+	9.2
92	92	8.9
92	93	9.1
92	94+	9.3
93	93+	9.3
94	94+	9.3
95	95+	9.3

ACGA Rates for a Single Life [Effective July 1, 2011 - December 31, 2011]

Age	Rate
5 and Under	3.0
6	3.0
7	3.0
8	3.1
9	3.1
10	3.1
11	3.1
12	3.1
13	3.2
14	3.2
15	3.2
16	3.2
17	3.2
18	3.3
19	3.3
20	3.3
21	3.3
22	3.3
23	3.4
24	3.4
25	3.4
26	3.4
27	3.5
28	3.5
29	3.5
30	3.5
31	3.6
32	3.6
33	3.6

Age	Rate
34	3.6
35	3.6
36	3.7
37	3.7
38	3.7
39	3.7
40	3.8
41	3.8
42	3.8
43	3.9
44	3.9
45	3.9
46	4.0
47	4.0
48	4.1
49	4.1
50	4.2
51	4.2
52	4.3
53	4.3
54	4.4
55	4.4
56	4.5
57	4.6
58	4.7
59	4.7
60	4.8
61	4.9
62	5.0

Age	Rate
63	5.1
64	5.2
65	5.3
66	5.4
67	5.5
68	5.6
69	5.7
70	5.8
71	5.9
72	6.0
73	6.2
74	6.3
75	6.5
76	6.6
77	6.8
78	7.0
79	7.3
80	7.5
81	7.7
82	7.8
83	8.0
84	8.2
85	8.4
86	8.6
87	8.9
88	9.2
89	9.5
90 and Over	9.8

ACGA Rates for Two Lives - Joint and Survivor [Effective July 1, 2011 - December 31, 2011]

Younger Age	Older Age	Rate
7 and Under	All*	2.8
8	8+	2.9
9	9+	2.9
10	10+	2.9
11	11+	2.9
12	12+	2.9
13	13+	3.0
14	14+	3.0
15	15+	3.0
16	16+	3.0
17	17+	3.0
18	18+	3.1
19	19+	3.1
20	20+	3.1
21	21+	3.1
22	22+	3.1
23	23+	3.2
24	24+	3.2
25	25+	3.2
26	26+	3.2
27	27+	3.3
28	28+	3.3
29	29+	3.3
30	30+	3.3
31	31+	3.4
32	32+	3.4
33	33+	3.4
34	34+	3.4
35	35+	3.4
36	36+	3.5
37	37+	3.5
38	38+	3.5
39	39+	3.5
40	40+	3.6
41	41+	3.6
42	42+	3.6
43	43	3.6
43	44+	3.7
44	44+	3.7
45	45+	3.7
46	46-48	3.7
46	49+	3.8
47	47	3.7
47	48+	3.8
48	48-53	3.8
48	54+	3.9
49	49-51	3.8
49	52+	3.9
50	50	3.8
50	51-57	3.9
50	58+	4.0
51	51-55	3.9
51	56+	4.0
52	52-54	3.9
52	55-60	4.0
52	61+	4.1
53	53-58	4.0
53	59+	4.1
54	54-56	4.0
54	57-62	4.1
54	63+	4.2
55	55	4.0
55	56-60	4.1
55	61+	4.2
56	56-59	4.1
56	60-63	4.2
56	64+	4.3
57	57	4.1
57	58-62	4.2
57	63-67	4.3
57	68+	4.4
58	58-60	4.2
58	61-64	4.3
58	65-70	4.4
58	71+	4.5
59	59	4.2
59	60-63	4.3
59	64-67	4.4
59	68+	4.5
60	60-61	4.3
60	62-65	4.4
60	66-69	4.5
60	70+	4.6
61	61-63	4.4
61	64-67	4.5
61	68-71	4.6
61	72+	4.7
62	62	4.4
62	63-65	4.5
62	66-69	4.6
62	70-73	4.7
62	74+	4.8
63	63-64	4.5
63	65-67	4.6
63	68-70	4.7
63	71-74	4.8
63	75+	4.9
64	64-66	4.6
64	67-68	4.7
64	69-71	4.8

Younger Age	Older Age	Rate
64	72-75	4.9
64	76+	5.0
65	65-67	4.7
65	68-70	4.8
65	71-72	4.9
65	73-76	5.0
65	77+	5.1
66	66	4.7
66	67-68	4.8
66	69-70	4.9
66	71-73	5.0
66	74-76	5.1
66	77+	5.2
67	67	4.8
67	68-69	4.9
67	70-71	5.0
67	72-74	5.1
67	75-77	5.2
67	78+	5.3
68	68	4.9
68	69-70	5.0
68	71-72	5.1
68	73-74	5.2
68	75-78	5.3
68	79+	5.4
69	69	5.0
69	70-71	5.1
69	72	5.2
69	73-76	5.3
69	77-79	5.4
69	80+	5.5
70	70-71	5.2
70	72-74	5.3
70	75-77	5.4
70	78-81	5.5
70	82+	5.6
71	71-72	5.3
71	73-75	5.4
71	76-78	5.5
71	79-81	5.6
71	82+	5.7
72	72-74	5.4
72	75-76	5.5
72	77-79	5.6
72	80-82	5.7
72	83+	5.8
73	73-75	5.5
73	76-77	5.6
73	78-79	5.7
73	80-82	5.8
73	83-86	5.9
73	87+	6.0
74	74	5.5
74	75-76	5.6
74	77-78	5.7
74	79-80	5.8
74	81-82	5.9
74	83-86	6.0
74	87+	6.1
75	75-76	5.7
75	77-78	5.8
75	79-80	5.9
75	81-83	6.0
75	84-85	6.1
75	86-89	6.2
75	90+	6.3
76	76-77	5.8
76	78-79	5.9
76	80	6.0
76	81-82	6.1
76	83-85	6.2
76	86-88	6.3
76	89+	6.4
77	77	5.9
77	78-79	6.0
77	80-81	6.1
77	82	6.2
77	83-84	6.3
77	85-87	6.4
77	88-90	6.5
77	91+	6.6
78	78	6.0
78	79	6.1
78	80-81	6.2
78	82	6.3
78	83-84	6.4
78	85-86	6.5
78	87-88	6.6
78	89-91	6.7
78	92+	6.8
79	79	6.2
79	80-81	6.3
79	82	6.4
79	83-84	6.5
79	85	6.6
79	86-87	6.7
79	88-89	6.8
79	90-92	6.9
79	93+	7.0
80	80	6.3

Younger Age	Older Age	Rate
80	81	6.4
80	82	6.5
80	83	6.6
80	84-85	6.7
80	86	6.8
80	87-88	6.9
80	89-90	7.0
80	91-93	7.1
80	94+	7.2
81	81	6.5
81	82	6.6
81	83	6.7
81	84	6.8
81	85-86	6.9
81	87	7.0
81	88-89	7.1
81	90-91	7.2
81	92-93	7.3
81	94+	7.4
82	82	6.7
82	83	6.8
82	84	6.9
82	85	7.0
82	86	7.1
82	87-88	7.2
82	89	7.3
82	90-91	7.4
82	92-93	7.5
82	94+	7.6
83	83	6.9
83	84	7.0
83	85	7.1
83	86	7.2
83	87	7.3
83	88	7.4
83	89	7.5
83	90-91	7.6
83	92	7.7
83	93+	7.8
84	84	7.1
84	85	7.2
84	86	7.3
84	87	7.5
84	88-89	7.6
84	90	7.7
84	91	7.8
84	92	7.9
84	93+	8.0
85	85	7.4
85	86	7.5
85	87	7.6
85	88	7.7
85	89	7.8
85	90	7.9
85	91	8.0
85	92	8.1
85	93+	8.2
86	86	7.6
86	87	7.8
86	88	7.9
86	89	8.0
86	90	8.1
86	91	8.2
86	92	8.3
86	93+	8.4
87	87	7.9
87	88	8.0
87	89	8.2
87	90	8.3
87	91	8.4
87	92	8.5
87	93	8.6
87	94+	8.7
88	88	8.2
88	89	8.3
88	90	8.5
88	91	8.6
88	92	8.8
88	93	8.9
88	94+	9.0
89	89	8.5
89	90	8.7
89	91	8.8
89	92	9.0
89	93	9.1
89	94	9.2
89	95+	9.3
90	90	8.8
90	91	9.0
90	92	9.2
90	93	9.3
90	94	9.5
90	95+	9.6
91	91	9.2
91	92	9.4
91	93+	9.6
92	92+	9.6
93	93+	9.6
94	94+	9.6
95	95+	9.6

ACGA Rates for a Single Life [Effective January 1, 2012 - June 30, 2018]

Age	Rate
5 and Under	2.0
6	2.0
7	2.0
8	2.0
9	2.0
10	2.0
11	2.1
12	2.1
13	2.1
14	2.1
15	2.1
16	2.2
17	2.2
18	2.2
19	2.2
20	2.3
21	2.3
22	2.3
23	2.3
24	2.4
25	2.4
26	2.4
27	2.5
28	2.5
29	2.5
30	2.6
31	2.6
32	2.6
33	2.7
34	2.7
35	2.8

Age	Rate
36	2.8
37	2.9
38	2.9
39	3.0
40	3.0
41	3.1
42	3.1
43	3.2
44	3.3
45	3.3
46	3.4
47	3.5
48	3.6
49	3.6
50	3.7
51	3.8
52	3.8
53	3.9
54	3.9
55	4.0
56	4.1
57	4.1
58	4.2
59	4.3
60	4.4
61	4.4
62	4.5
63	4.5
64	4.6
65	4.7

Age	Rate
66	4.8
67	4.8
68	4.9
69	5.0
70	5.1
71	5.3
72	5.4
73	5.5
74	5.7
75	5.8
76	6.0
77	6.2
78	6.4
79	6.6
80	6.8
81	7.0
82	7.2
83	7.4
84	7.6
85	7.8
86	8.0
87	8.2
88	8.4
89	8.7
90	9.0
91	9.0
92	9.0
93	9.0
94	9.0
95 and Over	9.0

ACGA Rates for Two Lives - Joint and Survivor [Effective January 1, 2012 - June 30, 2018]

Younger Age	Older Age	Rate
5 and Under	All*	1.8
6	6-95+	1.8
7	7-95+	1.8
8	8-95+	1.8
9	9-95+	1.8
10	10-95+	1.8
11	11-95+	1.9
12	12-95+	1.9
13	13-95+	1.9
14	14-95+	1.9
15	15-95+	1.9
16	16-95+	2.0
17	17-95+	2.0
18	18-95+	2.0
19	19-95+	2.0
20	20-95+	2.1
21	21-95+	2.1
22	22-95+	2.1
23	23-95+	2.1
24	24-95+	2.1
25	25-95+	2.2
26	26-95+	2.2
27	27-95+	2.2
28	28-95+	2.2
29	29-95+	2.3
30	30-95+	2.3
31	31-95+	2.3
32	32-95+	2.3
33	33-95+	2.4
34	34-95+	2.4
35	35-95+	2.4
36	36-95+	2.5
37	37-95+	2.5
38	38-95+	2.5
39	39-95+	2.6
40	40-95+	2.6
41	41-95+	2.7
42	42-95+	2.7
43	43-95+	2.8
44	44-95+	2.8
45	45-95+	2.9
46	46-95+	2.9
47	47-50	3.0
47	51-95+	3.1
48	48	3.0
48	49-95+	3.1
49	49-51	3.1
49	52-95+	3.2
50	50	3.1
50	51-53	3.2
50	54-95+	3.3
51	51-52	3.2
51	53-55	3.3
51	56-95+	3.4
52	52-54	3.3
52	55-95+	3.4
53	53-55	3.4
53	56-58	3.5
53	59-95+	3.6
54	54	3.4
54	55-57	3.5
54	58-95+	3.6
55	55	3.5
55	56-58	3.6
55	59-61	3.7
55	62-95+	3.8
56	56-57	3.6
56	58-59	3.7
56	60-62	3.8
56	63-95+	3.9
57	57-58	3.7
57	59-63	3.8
57	64-95+	3.9
58	58-61	3.8
58	62-65	3.9
58	66-95+	4.0
59	59-60	3.8
59	61-63	3.9
59	64-68	4.0
59	69-95+	4.1
60	60-62	3.9
60	63-66	4.0
60	67-70	4.1
60	71-95+	4.2
61	61	3.9
61	62-64	4.0
61	65-68	4.1
61	69-95+	4.2
62	62-63	4.0
62	64-66	4.1
62	67-69	4.2
62	70-95+	4.3
63	63-64	4.1
63	65-67	4.2

Younger Age	Older Age	Rate
63	68-95+	4.3
64	64-66	4.2
64	67-70	4.3
64	71-95+	4.4
65	65	4.2
65	66-68	4.3
65	69-72	4.4
65	73-95+	4.5
66	66-67	4.3
66	68-71	4.4
66	72-75	4.5
66	76-95+	4.6
67	67-69	4.4
67	70-73	4.5
67	74-95+	4.6
68	68	4.4
68	69-71	4.5
68	72-75	4.6
68	76-95+	4.7
69	69-70	4.5
69	71-73	4.6
69	74-76	4.7
69	77-95+	4.8
70	70-71	4.6
70	72-74	4.7
70	75-78	4.8
70	79-95+	4.9
71	71-73	4.7
71	74-75	4.8
71	76-79	4.9
71	80-82	5.0
71	83-95+	5.1
72	72	4.7
72	73-74	4.8
72	75-76	4.9
72	77-79	5.0
72	80-83	5.1
72	84-95+	5.2
73	73	4.8
73	74-75	4.9
73	76-77	5.0
73	78-80	5.1
73	81-83	5.2
73	84-95+	5.3
74	74	4.9
74	75-76	5.0
74	77-78	5.1
74	79-80	5.2
74	81-83	5.3
74	84-87	5.4
74	88-95+	5.5
75	75	5.0
75	76-77	5.1
75	78	5.2
75	79-81	5.3
75	82-83	5.4
75	84-86	5.5
75	87-95+	5.6
76	76-77	5.2
76	78-79	5.3
76	80-81	5.4
76	82-83	5.5
76	84-85	5.6
76	86-88	5.7
76	89-95+	5.8
77	77-78	5.3
77	79	5.4
77	80-81	5.5
77	82-83	5.6
77	84-85	5.7
77	86-87	5.8
77	88-91	5.9
77	92-95+	6.0
78	78	5.4
78	79	5.5
78	80-81	5.6
78	82-83	5.7
78	84	5.8
78	85-86	5.9
78	87-89	6.0
78	90-92	6.1
78	93-95+	6.2
79	79-80	5.6
79	81	5.7
79	82	5.8
79	83-84	5.9
79	85-86	6.0
79	87-88	6.1
79	89-90	6.2
79	91-93	6.3
79	94-95+	6.4
80	80	5.7
80	81	5.8
80	82	5.9

Younger Age	Older Age	Rate
80	83-84	6.0
80	85	6.1
80	86-87	6.2
80	88-89	6.3
80	90-91	6.4
80	92-93	6.5
80	94-95+	6.6
81	81	5.9
81	82	6.0
81	83	6.1
81	84-85	6.2
81	86	6.3
81	87-88	6.4
81	89	6.5
81	90-91	6.6
81	92-94	6.7
81	95+	6.8
82	82	6.1
82	83	6.2
82	84	6.3
82	85-86	6.4
82	87	6.5
82	88	6.6
82	89-90	6.7
82	91	6.8
82	92-93	6.9
82	94-95+	7.0
83	83	6.3
83	84	6.4
83	85	6.5
83	86	6.6
83	87	6.7
83	88-89	6.8
83	90	6.9
83	91	7.0
83	92-93	7.1
83	94-95+	7.2
84	84	6.5
84	85	6.6
84	86	6.7
84	87	6.8
84	88	6.9
84	89	7.0
84	90	7.1
84	91	7.2
84	92-93	7.3
84	94-95+	7.4
85	85	6.7
85	86	6.9
85	87	7.0
85	88	7.1
85	89	7.2
85	90	7.3
85	91	7.4
85	92	7.5
85	93-95+	7.6
86	86	7.0
86	87	7.1
86	88	7.3
86	89	7.4
86	90	7.5
86	91	7.6
86	92	7.7
86	93-95+	7.8
87	87	7.3
87	88	7.4
87	89	7.5
87	90	7.7
87	91	7.8
87	92	7.9
87	93-95+	8.0
88	88	7.6
88	89	7.7
88	90	7.9
88	91	8.0
88	92	8.1
88	93-95+	8.2
89	89	7.9
89	90	8.0
89	91	8.2
89	92	8.3
89	93-95+	8.5
90	90	8.2
90	91	8.4
90	92	8.5
90	93	8.7
90	94-95+	8.8
91	91	8.6
91	92	8.7
91	93-95+	8.8
92	92-95+	8.8
93	93-95+	8.8
94	94-95+	8.8
95	95+	8.8

ACGA Rates for a Single Life [Effective July 1, 2018 - December 31, 2019]

Age	Rate
5-15	3.0
16-20	3.1
21-24	3.2
25-28	3.3
29-34	3.4
35-38	3.5
39-41	3.6
42-44	3.7
45-47	3.8
48-49	3.9
50-51	4.0
52-53	4.1
54	4.2
55-56	4.3
57	4.4
58	4.5

Age	Rate
59	4.6
60-61	4.7
62	4.8
63	4.9
64	5.0
65	5.1
66	5.2
67-68	5.3
69	5.4
70	5.6
71	5.7
72	5.8
73	5.9
74	6.1
75	6.2

Age	Rate
76	6.4
77	6.6
78	6.8
79	7.1
80	7.3
81	7.5
82	7.7
83	7.9
84	8.1
85	8.3
86	8.5
87	8.7
88	8.9
89	9.2
90+	9.5

ACGA Rates for Two Lives - Joint and Survivor [Effective July 1, 2018 - December 31, 2019]

Younger Age	Older Age	Rate
5	5-95+	2.8
6	6-95+	2.8
7	7-95+	2.8
8	8-95+	2.8
9	9-95+	2.8
10	10-95+	2.8
11	11-95+	2.8
12	12-95+	2.8
13	13-95+	2.8
14	14-95+	2.8
15	15-95+	2.8
16	16-95+	2.9
17	17-95+	2.9
18	18-95+	2.9
19	19-95+	2.9
20	20-95+	2.9
21	21-95+	3.0
22	22-95+	3.0
23	23-95+	3.0
24	24-95+	3.0
25	25-95+	3.1
26	26-95+	3.1
27	27-95+	3.1
28	28-95+	3.1
29	29-95+	3.2
30	30-95+	3.2
31	31-95+	3.2
32	32-95+	3.2
33	33-95+	3.2
34	34-95+	3.2
35	35-95+	3.3
36	36-95+	3.3
37	37-95+	3.3
38	38-95+	3.3
39	39-95+	3.4
40	40-95+	3.4
41	41-95+	3.4
42	42-95+	3.5
43	43-95+	3.5
44	44-95+	3.5
45	45-47	3.5
45	48-95+	3.6
46	46	3.5
46	47-95+	3.6
47	47-95+	3.6
48	48-50	3.6
48	51-95+	3.7
49	49	3.6
49	50-95+	3.7
50	50-54	3.7
50	55-95+	3.8
51	51-53	3.7
51	54-95+	3.8
52	52	3.7
52	53-57	3.8
52	58-95+	3.9
53	53-56	3.8
53	57-95+	3.9
54	54-55	3.8
54	56-60	3.9
54	61-95+	4.0
55	55-58	3.9
55	59-64	4.0
55	65-95+	4.1
56	56-57	3.9
56	58-61	4.0
56	62-95+	4.1
57	57-60	4.0
57	61-65	4.1
57	66-95+	4.2
58	58-59	4.0
58	60-63	4.1
58	64-67	4.2
58	68-95+	4.3
59	59-61	4.1
59	62-65	4.2
59	66-70	4.3
59	71-95+	4.4
60	60	4.1
60	61-63	4.2
60	64-67	4.3
60	68-72	4.4
60	73-95+	4.5
61	61-62	4.2
61	63-65	4.3
61	66-69	4.4
61	70-95+	4.5
62	62-64	4.3
62	65-67	4.4
62	68-71	4.5
62	72-95+	4.6

Younger Age	Older Age	Rate
63	63	4.3
63	64-65	4.4
63	66-99	4.5
63	70-72	4.6
63	73-95+	4.7
64	64	4.4
64	65-67	4.5
64	68-70	4.6
64	71-73	4.7
64	74-95+	4.8
65	65-66	4.5
65	67-68	4.6
65	69-71	4.7
65	72-74	4.8
65	75-95+	4.9
66	66-67	4.6
66	68-69	4.7
66	70-72	4.8
66	73-74	4.9
66	75-95+	5.0
67	67-68	4.7
67	69-70	4.8
67	71-72	4.9
67	73-77	5.0
67	78-95+	5.1
68	68-69	4.8
68	70-71	4.9
68	72-74	5.0
68	75-95+	5.1
69	69	4.9
69	70-72	5.0
69	73-76	5.1
69	77-95+	5.2
70	70-71	5.0
70	72-74	5.1
70	75-77	5.2
70	78-81	5.3
70	82-95+	5.4
71	71-72	5.1
71	73-75	5.2
71	76-78	5.3
71	79-81	5.4
71	82-95+	5.5
72	72-74	5.2
72	75-76	5.3
72	77-79	5.4
72	80-82	5.5
72	83-95+	5.6
73	73-74	5.3
73	75-77	5.4
73	78-79	5.5
73	80-82	5.6
73	83-95+	5.7
74	74-75	5.4
74	76-77	5.5
74	78-79	5.6
74	80-82	5.7
74	83-85	5.8
74	86-95+	5.9
75	75-76	5.5
75	77-78	5.6
75	79-80	5.7
75	81-82	5.8
75	83-84	5.9
75	85-95+	6.0
76	76	5.6
76	77-78	5.7
76	79-80	5.8
76	81-82	5.9
76	83-84	6.0
76	85-86	6.1
76	87-95+	6.2
77	77	5.7
77	78	5.8
77	79-80	5.9
77	81-82	6.0
77	83	6.1
77	84-85	6.2
77	86-88	6.3
77	89-95+	6.4
78	78-79	5.9
78	80	6.0
78	81	6.1
78	82-83	6.2
78	84-85	6.3
78	86-87	6.4
78	88-89	6.5
78	90-95+	6.6

Younger Age	Older Age	Rate
79	79	6.0
79	80	6.1
79	81	6.2
79	82-83	6.3
79	84	6.4
79	85-86	6.5
79	87-88	6.6
79	89-90	6.7
79	91-93	6.8
79	94-95+	6.9
80	80	6.2
80	81	6.3
80	82	6.4
80	83-84	6.5
80	85	6.6
80	86	6.7
80	87-88	6.8
80	89-90	6.9
80	91-92	7.0
80	93-95+	7.1
81	81	6.4
81	82	6.5
81	83	6.6
81	84	6.7
81	85-86	6.8
81	87	6.9
81	88	7.0
81	89-90	7.1
81	91-92	7.2
81	93-95+	7.3
82	82	6.6
82	83	6.7
82	84	6.8
82	85	6.9
82	86	7.0
82	87	7.1
82	88	7.2
82	89-90	7.3
82	91	7.4
82	92-95+	7.5
83	83	6.8
83	84	6.9
83	85	7.1
83	86	7.2
83	87	7.3
83	88	7.4
83	89-90	7.5
83	91	7.6
83	92-95+	7.7
84	84	7.1
84	85	7.2
84	86	7.3
84	87	7.4
84	88	7.6
84	89	7.7
84	90-91	7.8
84	92-95+	7.9
85	85	7.3
85	86	7.5
85	87	7.6
85	88	7.7
85	89	7.9
85	90	8.0
85	91-95+	8.1
86	86	7.6
86	87	7.8
86	88	7.9
86	89	8.1
86	90	8.2
86	91-95+	8.3
87	87	8.0
87	88	8.1
87	89	8.3
87	90	8.4
87	91-95+	8.5
88	88	8.3
88	89	8.5
88	90-95+	8.7
89	89	8.7
89	90	8.9
89	91-95+	9.0
90	90	9.1
90	91-95+	9.3
91	91-95+	9.3
92	92-95+	9.3
93	93-95+	9.3
94	94-95+	9.3
95+	95+	9.3

ACGA Rates for a Single Life [Effective January 1, 2020 - June 30, 2020]

Age	Rate
5-7	2.2
8-13	2.3
14-17	2.4
18-21	2.5
22-25	2.6
26-28	2.7
29-31	2.8
32-33	2.9
34-35	3.0
36-37	3.1
38-39	3.2
40-42	3.3
43-44	3.4
45-47	3.5
48-49	3.6
50-51	3.7

Age	Rate
52-53	3.8
54	3.9
55-56	4.0
57	4.1
58	4.2
59-60	4.3
61-62	4.4
63	4.5
64	4.6
65-66	4.7
67	4.8
68	4.9
69	5.0
70	5.1
71	5.2
72	5.4
73	5.5

Age	Rate
74	5.6
75	5.8
76	6.0
77	6.2
78	6.4
79	6.6
80	6.9
81	7.2
82	7.4
83	7.6
84	7.8
85	8.0
86	8.2
87	8.4
88	8.6
89	8.8
90+	9.0

ACGA Rates for Two Lives - Joint and Survivor [Effective January 1, 2020 - June 30, 2020]

Younger Age	Older Age	Rate
5	5-95+	2.0
6	6-95+	2.0
7	7-95+	2.0
8	8-95+	2.1
9	9-95+	2.1
10	10-95+	2.1
11	11-95+	2.1
12	12-95+	2.1
13	13-95+	2.1
14	14-95+	2.2
15	15-95+	2.2
16	16-95+	2.2
17	17-95+	2.2
18	18-95+	2.3
19	19-95+	2.3
20	20-95+	2.3
21	21-95+	2.3
22	22-95+	2.3
23	23-95+	2.4
24	24-95+	2.4
25	25-95+	2.4
26	26-95+	2.4
27	27-95+	2.5
28	28-95+	2.5
29	29-95+	2.5
30	30-95+	2.5
31	31-95+	2.6
32	32-95+	2.6
33	33-95+	2.6
34	34-95+	2.6
35	35-95+	2.7
36	36-95+	2.7
37	37-95+	2.7
38	38-95+	2.8
39	39-95+	2.8
40	40-95+	2.9
41	41-95+	2.9
42	42-95+	2.9
43	43-95+	3
44	44-95+	3
45	45-47	3.1
45	48-95+	3.2
46	46	3.1
46	47-50	3.2
46	51-95+	3.3
47	47-49	3.2
47	50-95+	3.3
48	48	3.2
48	49-51	3.3
48	52-95+	3.4
49	49-50	3.3
49	51-95+	3.4
50	50-54	3.4
50	55-95+	3.5
51	51-53	3.4
51	54-95+	3.5
52	52-57	3.5
52	58-95+	3.6
53	53-55	3.5
53	56-95+	3.6
54	54	3.5
54	56-59	3.6
54	60-95+	3.7
55	55-58	3.6
55	59-63	3.7
55	64-95+	3.8
56	56	3.6
56	57-61	3.7
56	62-95+	3.8
57	57-59	3.7
57	60-64	3.8
57	65-95+	3.9
58	58	3.7
58	59-62	3.8
58	63-67	3.9
58	68-95+	4.0
59	59-61	3.8
59	62-64	3.9
59	65-69	4.0
59	70-95+	4.1
60	60-63	3.9
60	64-67	4.0
60	68-95+	4.1
61	61	3.9
61	62-65	4.0
61	66-68	4.1
61	69-95+	4.2
62	62-63	4.0
62	64-66	4.1
62	67-95+	4.2

Younger Age	Older Age	Rate
63	63-65	4.1
63	66-68	4.2
63	69-95+	4.3
64	64	4.1
64	65-66	4.2
64	67-70	4.3
64	71-95+	4.4
65	65	4.2
65	66-68	4.3
65	69-73	4.4
65	74-95+	4.5
66	66-67	4.3
66	68-71	4.4
66	72-95+	4.5
67	67-69	4.4
67	70-73	4.5
67	74-95+	4.6
68	68	4.4
68	69-71	4.5
68	72-75	4.6
68	76-95+	4.7
69	69-70	4.5
69	71-73	4.6
69	74-76	4.7
69	77-95+	4.8
70	70-72	4.6
70	73-74	4.7
70	75-78	4.8
70	79-95+	4.9
71	71-73	4.7
71	74-76	4.8
71	77-79	4.9
71	80-95+	5.0
72	72	4.7
72	73-74	4.8
72	75-76	4.9
72	77-79	5.0
72	80-83	5.1
72	84-95+	5.2
73	73	4.8
73	74-75	4.9
73	76-77	5.0
73	78-80	5.1
73	81-83	5.2
73	84-95+	5.3
74	74	4.9
74	75-76	5.0
74	77-78	5.1
74	79-80	5.2
74	81-83	5.3
74	84-95+	5.4
75	75	5.0
75	76	5.1
75	77-78	5.2
75	79-80	5.3
75	81-82	5.4
75	83-85	5.5
75	86-95+	5.6
76	76-77	5.2
76	78	5.3
76	79-80	5.4
76	81-82	5.5
76	83-85	5.6
76	86-87	5.7
76	88-95+	5.8
77	77	5.3
77	78-79	5.4
77	80	5.5
77	81-82	5.6
77	83-84	5.7
77	85-86	5.8
77	87-89	5.9
77	90-95+	6.0
78	78	5.4
78	79	5.5
78	80	5.6
78	81-82	5.7
78	83	5.8
78	84-85	5.9
78	86-87	6.0
78	88-90	6.1
78	91-95+	6.2

Younger Age	Older Age	Rate
79	79	5.6
79	80	5.7
79	81-82	5.8
79	83	5.9
79	84-85	6.0
79	86	6.1
79	87-88	6.2
79	89-91	6.3
79	92-95+	6.4
80	80	5.8
80	81-82	5.9
80	83	6.0
80	84	6.1
80	85	6.2
80	86-87	6.3
80	88-89	6.4
80	90-91	6.5
80	92-94	6.6
80	95+	6.7
81	81	6.0
81	82	6.1
81	83-84	6.2
81	85	6.3
81	86	6.4
81	87	6.5
81	88-89	6.6
81	90-91	6.7
81	92-93	6.8
81	94-95+	6.9
82	82	6.2
82	83	6.3
82	84	6.4
82	85	6.5
82	86	6.6
82	87-88	6.7
82	89	6.8
82	90	6.9
82	91-92	7.0
82	93-94	7.1
82	95+	7.2
83	83	6.4
83	84	6.5
83	85	6.6
83	86	6.7
83	87	6.8
83	88	6.9
83	89	7.0
83	90	7.1
83	91-92	7.2
83	93	7.3
83	94-95+	7.4
84	84	6.6
84	85	6.8
84	86	6.9
84	87	7.0
84	88	7.1
84	89	7.2
84	90	7.3
84	91	7.4
84	92	7.5
84	93-95+	7.6
85	85	6.9
85	86	7.0
85	87	7.2
85	88	7.3
85	89	7.4
85	90	7.5
85	91	7.6
85	92	7.7
85	93-95+	7.8
86	86	7.2
86	87	7.3
86	88	7.5
86	89	7.6
86	90	7.8
86	91	7.9
86	92-95+	8.0
87	87	7.5
87	88	7.7
87	89	7.8
87	90	8.0
87	91	8.1
87	92-95+	8.2
88	88	7.9
88	89	8.0
88	90	8.2
88	91-95+	8.4
89	89	8.2
89	90	8.4
89	91-95+	8.6
90	90	8.6
90	91-95+	8.8
91	91-95+	8.8
92	92-95+	8.8
93	93-95+	8.8
94	94-95+	8.8
95+	95+	8.8

2020 ACGA Rates for a Single Life [July 1, 2020 - June 30, 2022]

Age	Rate
5-8	1.5
9-13	1.6
14-17	1.7
18-21	1.8
22-24	1.9
25-28	2.0
29-30	2.1
31-33	2.2
34-35	2.3
36-37	2.4
38-39	2.5
40-41	2.6
42	2.7
43-44	2.8
45	2.9
46-47	3.0
48	3.1
49	3.2

Age	Rate
50	3.3
51	3.4
52	3.5
53-54	3.6
55-56	3.7
57-58	3.8
59-60	3.9
61-62	4.0
63	4.1
64-65	4.2
66	4.3
67	4.4
68	4.5
69	4.6
70	4.7
71	4.8
72	4.9
73	5.1

Age	Rate
74	5.2
75	5.4
76	5.6
77	5.8
78	6.0
79	6.2
80	6.5
81	6.7
82	7.0
83	7.2
84	7.4
85	7.6
86	7.8
87	8.0
88	8.2
89	8.4
90+	8.6

2020 ACGA Rates for Two Lives - Joint and Survivor [July 1, 2020 - June 30, 2022]

Younger Age	Older Age	Rate
5	5-95+	1.3
6	6-95+	1.3
7	7-95+	1.3
8	8-95+	1.3
9	9-95+	1.4
10	10-95+	1.4
11	11-95+	1.4
12	12-95+	1.4
13	13-95+	1.4
14	14-95+	1.5
15	15-95+	1.5
16	16-95+	1.5
17	17-95+	1.5
18	18-95+	1.6
19	19-95+	1.6
20	20-95+	1.6
21	21-95+	1.6
22	22-95+	1.7
23	23-95+	1.7
24	24-95+	1.7
25	25-95+	1.7
26	26-95+	1.8
27	27-95+	1.8
28	28-95+	1.8
29	29-95+	1.8
30	30-95+	1.9
31	31-95+	1.9
32	32-95+	1.9
33	33-95+	1.9
34	34-95+	2.0
35	35-95+	2.0
36	36-95+	2.0
37	37-95+	2.1
38	38-95+	2.1
39	39-95+	2.2
40	40-95+	2.2
41	41-95+	2.2
42	42-95+	2.3
43	43-95+	2.3
44	44-95+	2.4
45	45-95+	2.4
46	46-95+	2.5
47	47-95+	2.5
48	48-95+	2.6
49	49-95+	2.7
50	50-95+	2.7
51	51-52	2.8
51	53-95+	2.9
52	52-56	2.9
52	57-95+	3.0
53	53-55	2.9
53	56-60	3.0
53	61-95+	3.1
54	54-58	3.0
54	59-95+	3.1
55	55-57	3.1
55	58-62	3.2
55	63-95+	3.3
56	56-60	3.2
56	61-95+	3.3
57	57-58	3.3
57	59-63	3.4
57	64-95+	3.5
58	58-61	3.4
58	62-95+	3.5
59	59-60	3.5
59	61-64	3.6
59	65-95+	3.7
60	60-62	3.6
60	63-95+	3.7
61	61	3.6
61	62-66	3.7
61	67-95+	3.8
62	62-64	3.7
62	67-95+	3.8
63	63	3.7
63	64-68	3.8
63	69-95+	3.9
64	64-66	3.8
64	67-71	3.9
64	72-95+	4.0
65	65	3.8
65	66-69	3.9
65	70-95+	4.0

Younger Age	Older Age	Rate
66	66-67	3.9
66	68-71	4.0
66	72-95+	4.1
67	67-70	4.0
67	71-74	4.1
67	75-95+	4.2
68	68	4.0
68	69-72	4.1
68	73-75	4.2
68	76-95+	4.3
69	69-70	4.1
69	71-73	4.2
69	74-77	4.3
69	78-95+	4.4
70	70-72	4.2
70	73-75	4.3
70	76-78	4.4
70	79-95+	4.5
71	71	4.2
71	72-73	4.3
71	74-76	4.4
71	77-79	4.5
71	80-95+	4.6
72	72	4.3
72	73-74	4.4
72	75-77	4.5
72	78-80	4.6
72	81-95+	4.7
73	73	4.4
73	74-75	4.5
73	76-77	4.6
73	78-80	4.7
73	81-83	4.8
73	84-95+	4.9
74	74	4.5
74	75-76	4.6
74	77-78	4.7
74	79-80	4.8
74	81-83	4.9
74	84-95+	5.0
75	75	4.6
75	76	4.7
75	77-78	4.8
75	79-80	4.9
75	81-83	5.0
75	84-86	5.1
75	87-95+	5.2
76	76-77	4.8
76	78-79	4.9
76	80	5.0
76	81-82	5.1
76	83-85	5.2
76	86-88	5.3
76	89-95+	5.4
77	77	4.9
77	78-79	5.0
77	80	5.1
77	81-82	5.2
77	83-84	5.3
77	85-86	5.4
77	87-90	5.5
77	91-95+	5.6
78	78	5.0
78	79	5.1
78	80	5.2
78	81-82	5.3
78	83-84	5.4
78	85	5.5
78	86-88	5.6
78	89-91	5.7
78	92-95+	5.8
79	79	5.2
79	80	5.3
79	81-82	5.4
79	83	5.5
79	84-85	5.6
79	86	5.7
79	87-89	5.8
79	90-91	5.9
79	92-95+	6.0

Younger Age	Older Age	Rate
80	80	5.4
80	81-82	5.5
80	83	5.6
80	84	5.7
80	85-86	5.8
80	87	5.9
80	88-89	6.0
80	90-91	6.1
80	92-94	6.2
80	95+	6.3
81	81	5.6
81	82-83	5.7
81	84	5.8
81	85	5.9
81	86	6.0
81	87	6.1
81	88-89	6.2
81	90-91	6.3
81	92-93	6.4
81	94-95+	6.5
82	82	5.8
82	83	5.9
82	84	6.0
82	85	6.1
82	86-87	6.2
82	88	6.3
82	89	6.4
82	90-91	6.5
82	92	6.6
82	93-95+	6.7
83	83	6.0
83	84	6.1
83	85	6.2
83	86	6.3
83	87	6.4
83	88	6.5
83	89	6.6
83	90	6.7
83	91-92	6.8
83	93	6.9
83	94-95+	7.0
84	84	6.2
84	85	6.4
84	86	6.5
84	87	6.6
84	88	6.7
84	89	6.8
84	90	6.9
84	91	7.0
84	92	7.1
84	93-95+	7.2
85	85	6.5
85	86	6.6
85	87	6.8
85	88	6.9
85	89	7.0
85	90	7.1
85	91	7.2
85	92	7.3
85	93-95+	7.4
86	86	6.8
86	87	6.9
86	88	7.1
86	89	7.2
86	90	7.4
86	91	7.5
86	92-95+	7.6
87	87	7.1
87	88	7.3
87	89	7.4
87	90	7.6
87	91	7.7
87	92-95+	7.8
88	88	7.5
88	89	7.6
88	90	7.8
88	91-95+	8.0
89	89	7.8
89	90	8.0
89	91-95+	8.2
90	90	8.2
90	91-95+	8.4
91	91+	8.4